Debt is a problem that we all face at one time or another to some degree. Sometimes, it is just bad luck, but most of the time, it is good people that made terrible choices. Regardless of what go...
Few people, when swiping their credit cards, or getting a car loan, do so with the intention of defaulting on their debt. In many cases, they are sure they can afford the monthly payments, and th...
https://www.moolanomy.com/5440/cant-pay-your-debts-5-ways-to-hide-from-your-creditors-mmarquit01/
Should you pay off debt or invest? The answer really depends on your specific situation, but it is a question worth exploring in detail since so many people go through this decision-making proces...
Not long ago, I participated in a forum discussion: Debt Snowball vs. Emergency Fund. The premise is very simple. Should the person start an emergency fund while he’s still in debt? In this cas...
https://www.moolanomy.com/699/start-an-emergency-fund-or-pay-off-debt/
If you have equity in your house on one side and a pile of debts on the other, you have what amounts to a math equation. If you could take some of that high-interest credit card costing you 20% i...
https://www.moolanomy.com/6132/refinance-mortgage-to-pay-off-debt/
Being in debt is not fun. Unfortunately, many people do find themselves in debt, carrying a balance on multiple credit cards and loans. Even if you have a debt problem that seems insurmountable, ...
Debt Snowball is a debt elimination strategy popularized by Dave Ramsey, a renowned debt and personal finance guru. Under this method, you reduce your debt by paying the minimum monthly payment t...
One of the ways to manage your debt and then pay it down is with the help of debt consolidation. Debt consolidation is a process in which you combine your debts so that you make only one payment ...
https://www.moolanomy.com/6726/best-ways-to-consolidate-your-debt/
So many students graduate with debt. In fact, student loan debt has surpassed $1 trillion, and the amount of student debt is higher than that of credit card debt. Chances are that you graduated w...
https://www.moolanomy.com/6469/5-ways-to-pay-back-student-loans-faster-mmarquit01/
We can all see the benefits of having a large retirement portfolio. If it’s big enough, it can provide you with a standard of living comparable to — or even higher than — the one that you h...
https://www.moolanomy.com/6483/should-you-pay-off-debt-or-save-for-retirement-kmercadante/