Einhorn Insurance Agency

Imagine this: you wake up one night, and your world is ablaze. You’re surrounded by smoke, heat, and fear. Your home, your sanctuary, is being consumed by fire. This horrifying experience is, u...

https://einhorninsurance.com/insurance-advice/fire/what-are-the-psychological-effects-of-surviving-a-house-fire/

Have you ever caught yourself saying, “That will never happen to me?” If so, you’re not alone. Many homeowners and renters harbor misconceptions about home insurance, believing in a series ...

https://einhorninsurance.com/insurance-advice/home/12-home-insurance-myths/

As we delve into the history of insurance, it becomes clear that the basic premise of insurance – sharing risk – has been ingrained in human society for centuries. The ancient Babylonians and...

https://einhorninsurance.com/insurance-advice/what-is-the-oldest-form-of-insurance/

Believe it or not, insurance companies aren’t quite like the money-making machines they are often perceived to be. Rather, they operate on a business model that’s built around risk management...

https://einhorninsurance.com/insurance-advice/how-do-insurance-companies-make-money/

In the wake of a house fire, the aftermath is often a grim spectacle of burnt belongings, charred walls, and a generally devastated living space. But one element that is not immediately apparent ...

https://einhorninsurance.com/insurance-advice/fire/can-you-live-in-a-house-that-has-smoke-damage/

House fires are devastating events that can cause extensive damage to homes, stripping them down to their bare bones and reducing cherished belongings to ashes. It’s a harsh reality that no one...

https://einhorninsurance.com/insurance-advice/fire/what-usually-survives-a-house-fire/

Smoke damage, while it may seem less destructive than a full-blown fire, can actually be just as damaging in many cases. The insidious nature of smoke allows it to creep into every nook and crann...

https://einhorninsurance.com/insurance-advice/fire/does-smoke-damage-count-as-fire-damage/

House insurance is a must-have for any homeowner. However, many people may not fully understand the role that a home insurance adjuster plays in this equation. These individuals are an essential ...

https://einhorninsurance.com/insurance-advice/fire/what-not-to-say-to-a-home-insurance-adjuster/

The growing problem of wildfires is raging out of control. On average, approximately 60,000 wildfires scorch around 8 million acres in the U.S. each year. (1) The enormity of these numbers can be...

https://einhorninsurance.com/insurance-advice/fire/where-should-you-live-to-avoid-wildfires/

Have you ever wondered about the term “Acts of God” in your homeowner’s insurance policy? It’s a phrase that might seem a bit abstract, but when it comes to insurance, it has a very speci...

https://einhorninsurance.com/insurance-advice/fire/what-is-legally-considered-an-act-of-god/