Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1066-youre-ten-years-from-a-total-transformation-dont-give-up
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1065-understanding-american-culture-american-football
A Brazilian listener is wrestling with the idea of moving to the USA for more opportunities for his son. Let's see if we can find some solutions to his problem!
https://sites.libsyn.com/46144/1064-should-i-relocate-from-brazil-to-usa-for-more-opportunity
On today's Q&A podcast we cover: 1:00 How should we filter our content intake? 21:35 Should I rent out my big house to roommates? 44:52 How do we plan a family trip to Europe? If you'd like t...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1062-should-i-focus-on-getting-a-different-job-with-better-benefits
On today's podcast I share with you an interview with the author of my favorite personal finance school curriculum: Stanley Schmidt. Enjoy! Financial Choices, Life of Fred Life of Fred Math ...
Do I Need Insurance? A Mental Model to Analyze Methods of Dealing With Risk RPF0091
I have just returned from a 3-week Asia Tour and in today's podcast I want to tell you a little about the lessons I learned in South Korea, Indonesia, Singapore, Malaysia, China, and Hong Kong.
https://sites.libsyn.com/46144/1059-lessons-i-learned-from-6-countries-in-asia
On today's podcast I share some hard-won lessons and insights into the challenges of family travel and international living and solutions to those problems.
Buy Gabriel's new book here, with a 15% discount: https://escapethetechnocracy.com/rpf
https://sites.libsyn.com/46144/1057-privacy-and-utopia-a-history-with-gabriel-custodiet
Why We Won't Raise Our Kids in Suburbia https://youtu.be/oHlpmxLTxpw?si=kU6WxaxPXTIKa1IY
Previous Episode 111: Buying A House Debt-Free...In Your 20s! - Interview with Steve Maxwell RPF0111
https://sites.libsyn.com/46144/1055-financial-goals-you-should-set-10-pay-cash-for-your-first-home
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1054-financial-goals-you-should-set-9-own-a-home
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
On today's Friday Q&A call we cover: 1:00 How to choose among high-quality homeschool curricula for advanced results 39:41 Are IRAs protected like 401(k)s in Missouri? To join me next week, go ...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1051-how-to-earn-more-money-by-growing-taller-2-more-for-every-inch
Advice for a Happy Life by Charles Murray (WSJ)
How to Use Deliberate Practice to Reach the Top 1% of Your Field By Nat Eliason Peak: Secrets from the New Science of Expertise by Anders Ericsson Talent is Overrated: What Really Separ...
https://sites.libsyn.com/46144/1049-how-to-intentionally-create-a-world-class-genius-from-scratch
On today's Q&A show we discuss: 1:30 Should I join the family business or go my own way? 21:54 Should I pursue a franchise business? 28:47 Should we push our children to excel in areas they aren'...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1047-financial-goals-you-should-set-8-debt-free-for-life
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1046-swapping-out-apartment-life-for-van-life-to-save-money
Detailed expenses on 2.5 years of travel: https://youtu.be/8A1f_rYT4TI?si=TD_c_dRVcMl2C2C5
An Anti-Christian Reddit Group Falsely Reported A Family To Child Services. DeSantis Says Florida Won’t Stand For It. Family alleges anti-Christian Reddit group conspired, sent in false DCF r...
https://sites.libsyn.com/46144/1044-what-to-do-when-child-protective-services-knocks-on-your-door
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1043-financial-goals-you-should-set-7-own-a-dwelling-place-free-clear
2024 IRS Contribution Limits
https://sites.libsyn.com/46144/errata-et-eorum-causa-in-roth-ira-show
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Goal 5: Get as much of the highest quality education you possibly can, as soon as you can.
On today's Q&A show we discuss: 1:00 IT Outages 4:08 How can I prepare my lawn care business for sale? 29:11 How do I overcome a scarcity mindset? 48:00 Should I learn a new skill that may not be...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
On today's Friday Q&A show we discuss: 1:20 How should a young Indian immigrant to the USA think about internationalization options? 28:04 Should I sell assets to get out of a debt mess? Which as...
For a deep-dive on different savings rates, listen to this podast episode: 163-The Impact of Your Savings Rate on Your Time to Financial Independence (A Tribute to the Value of "The Shockingly...
https://sites.libsyn.com/46144/1035-financial-goals-you-should-set-2-save-half-spend-half
Today we begin a new series of financial goals you should set that will inspire you towards financial abunance. On today's show I introduce the series and discuss Goal #1.
https://sites.libsyn.com/46144/1034-financial-goals-you-should-set-1-get-a-job
On today's Q&A show we cover: 1:32 Should I establish a Family Charitable Foundation for my young family? 16:50 How do I balance Career vs. Family in a potential job change? 31:00 My teenager was...
A Way of Life: An Address to Yale Students, Sunday evening, April 20th, 1913 by William Osler
https://sites.libsyn.com/46144/1032-a-way-of-life-live-your-life-in-daytight-compartments
On today's Friday Q&A show we discuss: 1:30 I'm 31 and want to FIRE at 35...how do I get there? 24:00 I finished medical school but didn't get matched for residency; what should I do now? 42:22 I...
On today's Q&A show we discuss: 1:30 What should I invest in for maximum cashflow? 10:47 What kind of vehicle should I set up for maximum family travel fun? 20:32 I need to buy a new car; what sh...
Text of the story: https://www.gutenberg.org/cache/epub/12257/pg12257-images.html
https://sites.libsyn.com/46144/1029-the-go-getter-a-story-that-tells-you-how-to-be-one
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
I admit it; the title is a little bit of clickbait. I received a set of important and cogent questions from a concerned mother-of-daughters who was wrestling with some of my male-oriented comment...
On today's Friday Q&A show we discuss: 1:24 Should I pay cash for my new house or get a mortgage? 12:01 I'm heading off for full-time RV living in the Western USA. What should I think about? 21:5...
By Johann Kurtz on X , and on Substack . Johann's follow-up essay "Raising children worthy of empires " is also good.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
I have a handful of consulting appointments still available at a discounted price for next week. https://radicalpersonalfinance.com/consult
https://sites.libsyn.com/46144/1023-the-highest-paying-summer-job-for-teens
I have a handful of private phone appointments still availble this week: https://radicalpersonalfinance.com/consult
https://sites.libsyn.com/46144/1022-prepare-for-sudden-death
On today's Q&A podcast we discuss: 1:59 I just retired with a military pension in addition to a job and now have way more money available than I ever dreamed. What should I do with it? 28:11 Are ...
Consulting is open...60% sold out...book today: https://radicalpersonalfinance.com/consult
https://sites.libsyn.com/46144/1020-the-death-of-the-nation-state
Limited consultation appointments available now: https://radicalpersonalfinance.com/consult Episode 629- Federal Debt: The Ticking Bomb that No One is Willing to Defuse
On today's Friday Q&A we discuss: 1:30 What kind of entity to establish for a consulting business. 12:59 How to do One Parent One Language for your children's language aquisition. To join me on...
Today I want to introduce you to the ultimate freedom machine to expand your horizons and fatten your wallet! Joshua
https://sites.libsyn.com/46144/1017-the-ultimate-freedom-machine
https://x.com/Indian_Bronson/status/1741862555218522361
https://sites.libsyn.com/46144/1016-things-young-men-should-do-in-2024
On today's podcast we discuss: 1:40 Should I get my child a social security number? 19:54 Why you should open a UTMA account for your children 34:10 Natural baby-birthing experiences 39:10 Shou...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/1014-how-to-avoid-being-nailed-by-a-state-income-tax-auditor
We know that your choice of spouse is going to make an enormous difference in your long-term financial success (household income and wealth-building) as well as potential failure (divorce, high e...
In today's podcast, I share three ideas: Why marriage is a core personal finance issue. Why marrying young is the best strategy for long-term outcomes. How to optimize your personal strategy to f...
https://sites.libsyn.com/46144/1012-a-useful-framework-to-find-and-attract-the-spouse-of-your-dreams
We wrapped up a phenomenal inaugural RPF Family Camp a couple of weeks ago and I want to give you a personal report. I hope to see you at the next one!
https://sites.libsyn.com/46144/1011-my-post-event-report-on-the-inaugural-rpf-family-camp
On today's Friday Q&A show we discuss: 1:27 Should we pass our children through a grueling gauntlet of work and study to build character and work ethic in them? 36:00 Should we take drugs (either...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
The IRS whistleblower was caught and imprisoned. That's great news. But the problem doesn't go away. www.HackProofCourse.com
In today's Friday Q&A Show we discuss: 1:30 How could an expectant mother build a financial model as for when it makes sense for her to leave her job to be a full-time mother? 18:05 A listener's ...
On today's podcast we discuss Andrew Henderson's, The Nomad Capitalist's pathway to wealth and his global ambitions. Enjoy! (Note: I will be speaking at Nomad Capitalist Live in Malaysia in Septe...
I will be speaking at Nomad Capitalist Live September 25-28 in Kuala Lumpur Malaysia. This is an awesome event in the world of international planning and boy do we need more international redunda...
https://sites.libsyn.com/46144/come-join-me-at-nomad-capitalist-live-in-september
Today on the podcast, I cover something that is intensely practical: How to handle the social complexities of mixed dining. You know the feeling...you've gone to a nice dinner with friends, the ...
Is it good to be financially prepared before having children? Yes, it is. But it doesn't take all that long to accomplish this. Perhaps a year at most. Let's talk about the real preparations that...
https://sites.libsyn.com/46144/1004-dont-wait-to-have-babies-until-you-can-afford-it
If you want to marry and you've found a great potential spouse, you should marry. Don't wait until you can "afford it." In this podcast, I'll explain why and how.
https://sites.libsyn.com/46144/1003-dont-wait-for-marriage-until-you-can-afford-it
www.InternationalEscapePlan.com
https://sites.libsyn.com/46144/lessons-from-the-collapse-of-haiti
On today's Q&A podcast we discuss: 1:29 How to find cheap or free books 5:00 Good program for mens groups to use 8:24 How do I guide a 15-year-old to wealth? 40:30 How to carefully navigate the e...
Thank you. From the bottom of my heart, thank you for being here with me for a ten-year journey. Joshua
https://sites.libsyn.com/46144/1000-episode-1000-the-story-of-the-accomplishment-of-my-ten-year-goal
On today's Q&A podcast we discuss: 1:43 If we try to keep financial privacy about our affairs, won't we miss out on some very valuable financial conversations? 20:02 I have UTMA accounts for my c...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
The inaugural Radical Personal Finance Family Camp is sold out, but there is a waitlist. (I'm working on securing some more cabins.) Go to www.RadicalFamilyCamp.com to register for the waitlist.
https://sites.libsyn.com/46144/997-choose-your-beliefs-about-money
On today's Friday Q&A podcast we cover: 1:30 Should I reject a substantial promotion in order to move closer to my family? 18:58 Should I give my children an allowance? 37:26 How do I build a lon...
Please come to the inaugural Radical Family Camp in Seymour, Indiana April 11-14, 2024. All the detail and tickets are here: www.radicalfamilycamp.com (A few people seem to be having trouble...
https://sites.libsyn.com/46144/995-please-come-to-the-inaugural-rpf-family-camp
Fair warning: today's podcast topic will have only limited interest, as it's outside the normal guidlines of "personal finance." I'm recording the show in response to a question from a long-time ...
https://sites.libsyn.com/46144/994-solving-the-immigration-crisis-in-the-usa
Only 7 consulting slots left. Book now! https://radicalpersonalfinance.com/consult
https://sites.libsyn.com/46144/993-are-wealth-and-poverty-infectious-diseases
On today's Q&A we discuss: 2:12 Should I start an audio podcast? 13:01 How do I reestablish my cash position? 29:00 How do I generate additional cash to build my house? 36:10 WWJD in choosing bet...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/991-every-invisible-dollar-is-worth-double-every-visible-dollar
On today's Q&A show we discuss: 1:38 English is not my native language. Should I try to raise my child in English to help him or her advance? 7:47 I am a young German student and I want to become...
https://sites.libsyn.com/46144/990-friday-qa-languages-for-children-moving-to-the-usa-happiness
https://www.palladiummag.com/2022/08/16/in-an-aging-world-the-metropole-beckons/
https://sites.libsyn.com/46144/989-everyone-is-moving-to-the-metropole
On today's Friday Q&A show we discuss: 1:31 Joshua's recent advice wasn't great...why? 22:45 I'm working like a maniac on a bazillion different businesses...how do I focus myself on what really m...
Come to Panama in 2 weeks with me! https://expatmoney.com/radical How to Found a Great House and Become a Prince https://www.mythpilot.com/p/how-to-found-a-great-house
https://sites.libsyn.com/46144/987-invest-your-money-into-founding-a-great-house-to-change-the-world
On today's Q&A podcast we discuss: 1:35 I'm saving way more money than I need to. What should I do instead? 13:06 I intend to stay single for life. What financial planning should I focus on to...
This audio was recorded as part of a recent Friday Q&A show, just before Christmas. There were two callers, but I made an error in my analysis in answering the first question, so I have excised t...
https://sites.libsyn.com/46144/985-how-to-save-up-a-down-payment-to-buy-your-own-home
On today's Friday Q&A we discuss: 1:35 Internationalization for Europeans 14:48 How to record audiobooks for your children 23:17 Should I buy a Whole Life Insurance policy? 53:11 Should I buy a b...
The "American Dream" costs far more than most people will earn over their lifetime The American Dream Now Costs $3.4 Million The College Payoff: Education, Occupations, Lifetime Earnings...
On today's Q&A show we discuss: 1:51 What are the first three resources I should use to learn spanish 12:32 How should I transfer my money into the USA? 16:32 What do I do with an unexpected ...
Today I interview Mikkel Thorup on the nation of Panama and some of the ways it can be useful for you and for me. Come join the Panama Investment Tour we are hosting in January! https://expatmon...
Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The a...
https://sites.libsyn.com/46144/an-old-fashioned-thanksgiving-by-louisa-may-alcott-0
Huge Black Friday Sale going on right now! Join me in Panama for an outstanding internationalization event! https://expatmoney.com/radical www.InternationalEscapePlan.com (my internationali...
https://sites.libsyn.com/46144/980-why-i-will-move-back-to-the-usa-probably
On today's Friday Q&A we discuss: 1:30 What mental models can I use to decide among jobs? 26:01 How should I set up my estate plan for my children? 43:03 Is AI a dangerous weapon? 44:52 Joshua's ...
I've been releasing this series as part of my promotion for my forthcoming event in Panama. Come hang out with me and make your own International Plan! https://expatmoney.com/radical Or buy...
https://sites.libsyn.com/46144/why-i-left-the-usa-part-4-for-me
Come spend a week with me in Panama working on your international plan! https://expatmoney.com/radical Or buy my course and just do it yourself: http://www.internationalescapeplan.com
https://sites.libsyn.com/46144/why-i-left-the-usa-part-3-for-my-children
http://expatmoney.com/radical www.InternationalEscapePlan.com
Original story: https://x.com/intrepid_p/status/1718021366329565586?s=20 Sign up for my Panama Internationalization and Investment Event! https://expatmoney.com/radical
https://sites.libsyn.com/46144/completely-stranded-in-the-caribbean-for-2-years
I've never shared publicly my own personal reasons for leaving the USA. In this podcast, I begin that process. This will help you to consider your own situation and your reasons for leaving or st...
On today's Q&A show we discuss: 01:29 Should I become a US Citizen? 29:51 Should I invest into US Treasuries given today's high interest rates? 53:39 What books is Joshua currently reading? 55:21...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/most-important-steps-to-plan-for-aging-family-members
www.InternationalEscapePlan.com www.expatmoney.com/radical
https://sites.libsyn.com/46144/prepare-when-times-are-good-invest-when-times-are-bad
Come to my event in Panama City in January! https://expatmoney.com/radical
On today's Friday Q&A we discuss: 01:19 Should I be worried about a gap on my resume from going back to college? 12:30 Should I learn to speed read? 34:25 What should I do with my super-expensive...
https://sites.libsyn.com/46144/friday-qa-resume-gaps-speed-reading-high-cost-403b-new-job-career
What the Young Man Should Know by Robert Littell, from the March 1933 issue of Harper's Magazine
https://sites.libsyn.com/46144/what-the-young-man-should-know
On today's Q&A show we discuss: 01:30 How to decide to fix up or sell a house 14:36 Are Christian Healthcare Sharing Ministry share payments tax-deductible? 21:30 How should husbands and wives ap...
Come to my event in Panama City in January! https://expatmoney.com/radical
On today's Q&A show we discuss: 00:54 How do I wrestle with the tension between time in my business and time with my children? 29:57 How can I structure the offerings of my new consulting busines...
PDF: https://www.ratical.org/ratville/CAH/warisaracket.pdf Come hang out with me in Panama! https://expatmoney.com/radical
On today's Q&A show we discuss: 1:00 Should I do a Ladybird Deed on my Florida house? 14:27 How do I open a bank account in Canada? 36:11 Why should I set up a "family bank"? Enjoy! Joshua ...
https://expatmoney.com/radical
https://sites.libsyn.com/46144/how-to-10x-your-income-the-1000-formula
On today's Q&A show we discuss: 00:38 How do I handle my health insurance while abroad? 6:04 I want to leave my teaching job and become a pilot. Should I do it? 19:28 How do I set up the taxes/wa...
Come spend a week with me in January on an investment tour of Panama! https://expatmoney.com/radical
https://sites.libsyn.com/46144/dont-look-for-money-hacks-or-life-hacks-instead
We are living in a Marriage Crisis and are at the leading edge of a Global Population Crisis. People are having an enormously difficult time partnering successfully into stable, enduring marriage...
On today's Friday Q&A we discuss: 00:30 How to figure out what career to go into? 27:05 When should you go farther and spend more in order to patronize friends? To join me next week go to https...
Chapter 10 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/riche...
On today's Friday Q&A we discuss: 00:49 Is it okay to take money from a retirement account to pay for college? 8:54 Should we buy out the grandparents' lake house? 27:07 How should I prioritize s...
Chapter 9 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/riches...
https://sites.libsyn.com/46144/the-clay-tablets-from-babylon
August SALE on consulting! www.radicalpersonalfinance.com/consult
https://sites.libsyn.com/46144/how-to-transfer-money-from-a-529-to-a-roth-ira-for-you-or-your-child
https://expatmoney.com/radical
https://sites.libsyn.com/46144/come-hang-out-with-me-in-panama-while-building-a-bulletproof-plan-b
On today's Friday Q&A show we cover: 00:40 Can I build/maintain community connections while traveling with children? 15:48 How do I know when it's the right time to swich to a job I love instead ...
On today's Friday Q&A show we cover: 00:48 I just moved to Dubai for work. What should I do first? 16:29 Should I have my 7-year-old learn French by reading? 30:53 I'm ready to retire early...or ...
On today's Friday Q&A show we discuss: 00:47 How do I reduce my taxes in retirement? 19:08 How do I transfer my money abroad when I move abroad? 34:20 What country should I go to where things are...
www.HowToRetireSuccessfully.com
www.InternationalEscapePlan.com
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-buy-inexpensive-airplane-tickets-so-you-can-travel-the-world
Chapter 8 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
https://sites.libsyn.com/46144/946-the-camel-trader-of-babylon
Text from Theodore Roosevelt's speech "Citizen in a Republic " (known popularly as "Man in the Arena"), delivered at the Sorbonne, in Paris, on April 23, 1910.
https://sites.libsyn.com/46144/945-may-your-aspirations-and-ambitions-be-higher-than-mere-wealth
The Quitter by Robert William Service The Man in the Glass by Dale Wimbrow The Touch of the Master's Hand by Myra Glass
https://sites.libsyn.com/46144/944-listen-to-this-when-youve-reached-your-limit-and-cant-go-on
On today's Q&A we discuss: 00:45 How do I teach my children a language that I don't speak? 20:15 How do I evaulate moving to a new state?
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Chapter 7 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
How Much Land Does a Man Need by Leo Tolstoy, written 1886
https://sites.libsyn.com/46144/940-how-much-land-does-a-man-need-by-leo-tolstoy
Chapter 6 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
https://sites.libsyn.com/46144/939-the-gold-lender-of-babylon
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/938-the-tragic-end-of-billionaire-tony-hsieh
On today's Q&A show we discuss: 00:45 Should I switch from a robo advisor to something else? 12:27 Should I buy umbrella liability insurance? 21:40 Where do I turn for career advice? To join ne...
Book a consulting call with me today: https://radicalpersonalfinance.com/consult
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Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
This is clipped audio from a really interesting interview between Scott Galloway and Chris Williamson. It's a fascinating discussion on several levels. Enjoy! Original: https://youtu.be/Xw9_I...
On today's Q&A we discuss: 1:00 The privacy of your DNA 12:45 Should I sell my house with a low mortage rate? 18:40 How should I travel as a family? 31:46 How can I do more "Deep Work" as a finan...
https://radicalpersonalfinance.com/consult
If you're going to do all the hard work of helping your children develop strong bodies and powerful, capable brains, you also owe it to them to install a decent operating system. Make sure you te...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Protect yourself from identity theft and cybercrime: https://hackproofcourse.com https://www.degreeforum.net/mybb/index.php https://degreeforum.miraheze.org/wiki/Degree_Forum_Wiki ht...
https://sites.libsyn.com/46144/how-to-get-a-college-degree-cheap-and-fast
Global Currency: The US Dollar Ain't Going Nowhere https://youtu.be/LiR54FPQiCs
https://sites.libsyn.com/46144/is-the-us-dollar-losing-its-reserve-currency-status
Book a consulting call with Joshua: https://radicalpersonalfinance.com/consult How to do Music Study: https://youtu.be/wzoJfxhhBzo
On today's Q&A show we cover: 00:45 How do I solve a retiree's financial planning problems? 29:00 How do I productively use a 4-month break? 47:20 What's the benefit of a homeschool co-op? 1:24:1...
Consulting is open during April: https://radicalpersonalfinance.com/consult How to do Picture Study: https://youtu.be/mbtOryB6fc8
On today's Q&A show we discuss: 00:45 The impact of AI on the future of the world 14:30 What should I do now that I'm retiring from the military? 28:00 Should I buy a house to use as a daycare ce...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/the-current-challenges-and-whats-next
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Chapter 5 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
On today's Q&A show we cover: 1:25 Advice for doing birth tourism in Mexico 40:22 How do I choose books for my children that are at their proper grade level? 51:36 Am I saving too much money? 1:1...
The article that I am using as a resource comes from the appendix of this excellent book by Harvey and Laure Bluedorn called "Teaching the Trivium: Christian Homeschooling in a Classical Style ."
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
628-Federal Debt: The Ticking Bomb that No One is Willing to Defuse 629- Federal Debt: The Ticking Bomb that No One is Willing to Defuse
If your children are accomplished, skilled, and experienced readers, they will be in the top ranks of their class and, more importantly, will be equipped to teach themselves everything that matte...
On today's Q&A we cover: 1:08 What specific advice can we give to increase reading? 8:13 How should I invest my extra money? 17:44 What real estate seminar did Joshua avoid as a youngster? 40:00 ...
If you want to develop the minds of your children, you need to give them words. Lots and lots of words. Joshua
As we continue our "How to Invest in Children" series, we move past those things that are in the past (mate selection, child gestation, and birth) and into those things that are applicable for al...
In today's episode we continue our discussion of how to invest in your children while young for the best chance of long-term success, with a primary focus on conceiving the healthiest baby and nu...
I've long promoted investing in your children at an early age, believing that money spent on them while young returns far higher than money spent at a later age. In this series I will tell you ho...
https://sites.libsyn.com/46144/how-to-invest-in-your-children-at-a-very-young-age-part-1
On today's Friday Q&A we cover: 1:55 Why should I hire a financial professional if I can do it myself? 11:29 How do I educate myself about real estate? 13:42 What's the best ereader to use? 33:22...
Sign up before the price increase: http://HackProofCourse.com
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My newest course is live. Sign up now! http://HackProofCourse.com
It's Friday! On today's Q&A show we cover: 2:38 How to start a blue collar landscaping business on the side. 16:15 How do I decide my priorities when thinking about home education? 1:17:59 What n...
I hate it when people make fun of New Year's Resolutions. Setting annual goals and making personal resolutions is a marvelous practice. Go for it! In today's episode I want to share some lesson...
https://sites.libsyn.com/46144/encouragement-for-you-as-you-set-your-new-years-resolutions-and-goals
On today's Q&A we cover: How do I go browse for a new job? 17:47 What productivity tools does Joshua use? 29:51 How do I outsource to a VA? 37:43 What are Joshua's current thoughts on the state o...
https://sites.libsyn.com/46144/friday-qa-new-job-productivity-tools-outsourcing-to-a-va-bitcoin-etc
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
On today's Friday Q&A show we cover: Should I really maximize my investments into tax-deferred plans? 15:38 What do I need to do with the UTMA account I have for my children? 25:25 Why did my d...
Chapter 4 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
https://sites.libsyn.com/46144/meet-the-goddess-of-good-luck
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/the-gods-of-the-copybook-headings-with-terror-and-slaughter-return
A lot of my listeners are hurting due to the recent collapse of FTX. Here's what I would tell you face-to-face if you've just lost all of your money, regardless of the specific reason why. Josh...
https://sites.libsyn.com/46144/what-to-do-if-youve-just-lost-all-your-money
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/important-financial-lessons-from-the-ftx-collapse
On today's Q&A we discuss: 3:00 Should I do a Citizenship by Investment or a Residency program to get a second passport? 20:01 I'm starting a new Registered Investment Advisory firm. How should I...
Chapter 3 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
On today's Q&A we cover: 1:15 Should I buy a house? 22:38 Should I sell investments or drain my bank accounts for a house down payment? 31:46 What do I need to do financially for my new child? ...
https://sites.libsyn.com/46144/friday-qa-houses-down-payments-new-child-famine-farming-etc
Chapter 2 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
On today's Q&A we cover: 1:30 How can I build a successful financial coaching business? 38:56 How can Canada serve me in my internationalized life? 52:00 What are my tax planning opportunities wi...
Chapter 1 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richest...
Go to www.bitcoinprivacycourse.com and use promo code OCTOBER to save $50 (valid only in October).
https://sites.libsyn.com/46144/bitcoin-marketsprivacy-update-october
On today's Q&A we cover: 1:37 Should I renovate my current house or sell and upgrade? 17:24 I'm graduating with my master's degree in Germany...where should I go now? 38:17 Why should I believe i...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-buy-a-car-part-4-decide-on-a-new-car-vs-used-car
On today's Friday Q&A show we discuss: 1:00 We're going from a 2-income family to a single-income family. What should we do before that happens? 5:13 Cloth diapers versus disposable. 11:05 How to...
Mikkel Thorup was born and raised in Canada, but fled the country as a teenager. Since then, he has circumnavigated the globe over 400 times visiting more than 100 countries, and has called nine ...
Before you go actually shopping for a car, decide how much to spend. Here are my rules! Joshua https://www.financialsamurai.com/the-110th-rule-for-car-buying-everyone-must-follow/ https://ww...
https://sites.libsyn.com/46144/how-to-buy-a-car-part-3-decide-how-much-to-spend
In today's podcast, Steven Harris and I discuss the STRONG likelihood of global famine over the coming years and carefully analyze the underlying causes of this concern. I am deeply concerned a...
On today's Friday Q&A we cover: 1:30 Should I register my car in a business name so I can take my tax deductions? 14:38 Should I buy and build a vacation home? 19:11 How much cash should I have o...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
My family and I have been away from the United States for 3.5 years now, setting up our Plan B. That's given me enough time to have a more balanced perspective on life in the USA. In today's sh...
On today's Q&A show we cover: 1:56 - How can houses and retreats play a role in the vision of a family life? 29:44 - How can I know if individual stock investing is right for me? 41:30 - Can you ...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-buy-a-car-ep-2-decide-what-you-want-and-need-in-a-car
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-buy-a-car-ep-1-dont-buy-a-car-if-you-can-avoid-it
On today's Q&A we cover: 1:56 How do I get money to and from my international bank account? 8:20 Should I do my residency processes myself or retain an attorney? 17:50 Should my wife leave her jo...
I'm back from vacation and boy, do I have a lot to say! Here are my thoughts on the various circumstances we face today! Joshua
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
From Climbing Parnassus by Tracy Lee Simmons
https://sites.libsyn.com/46144/why-pursue-a-classical-education
It's Friday! That means live Q&A! 1:45 Do I have to tell my disability insurance company that I'm unemployed? 11:19 How much is a Mexican residency going to cost me? 26:15 Should I take my strugg...
I recently appeared on the Watchman Privacy Podcast with Gabriel Custodiet, where we talked in detail about various privacy-related topics. Enjoy! www.WatchmanPrivacy.com
https://sites.libsyn.com/46144/out-about-watchman-privacy-podcast-bitcoin-financial-privacy-etc
https://www.aei.org/wp-content/uploads/2011/10/Murray%20Intelligence.pdf
https://sites.libsyn.com/46144/who-should-go-to-college-to-get-a-ba
Today, I bring you a report from a humanitarian relief worker on lessons learned from inside Ukraine. www.creativephilanthropy.blog
https://sites.libsyn.com/46144/inside-ukraine-on-the-ground-lessons-learned
On today's Q&A we cover: 1:38 Can I borrow my retirement money by doing a 60-day rollover? 16:15 How do I become a digital nomad in Europe? (*I mistakenly said "Greece" in this answer when I mean...
https://sites.libsyn.com/46144/friday-qa-60-day-rollovers-digital-nomading-childcare-cash-out-refi
Ten Ways to Destroy the Imagination of Your Child by Anthony Esolen https://www.amazon.com/Ways-Destroy-Imagination-Your-Child/dp/1610170792
www.amblesideonline.org The Well-Trained Mind: A Guide to Classical Education at Home by Susan Wise Bauer https://www.amazon.com/Well-Trained-Mind-Classical-Education-Fourth/dp/0393253627
https://sites.libsyn.com/46144/joshuas-advice-how-to-begin-your-home-education-journey
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/an-inspirational-education-story
On today's live Q&A we cover: 1:05 Should I avoid Target Date Retirement Funds due to the recent Vanguard debacle? 18:37 How can I make my children's summer vacation more productive? 53:38 Should...
The thread: https://twitter.com/taylorawelch/status/1398703076094222337
https://sites.libsyn.com/46144/from-14k-per-year-to-100m-in-7-years-the-taylor-welch-story
www.internationalescapeplan.com
https://sites.libsyn.com/46144/how-to-respond-to-turbulent-markets
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
On today's Q&A show we cover: 1:16 Should we go abroad for 5 months and have an adventure? 14:04 What should I invest in? 33:25 When would it make sense to move from real estate to index funds? 4...
On today's Q&A show we discuss: 1:30 What to do when in Malta? 9:47 How do I get a better life insurance policy after losing weight? 21:56 How do I choose between my current job and a new job off...
Bill Gaither is a hero of mine, primarily for his career. He has been singing, performing, and writing songs for nearly 70 years. And he is still at the top of his game. Let him inspire you too. ...
www.BitcoinPrivacyCourse.com
https://sites.libsyn.com/46144/the-future-of-bitcoin-lessons-learned-from-bitcoin-2022-conference
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/3-of-3-financial-lessons-from-the-usa
www.InternationalEscapePlan.com
https://sites.libsyn.com/46144/2-of-3-financial-lessons-learned-from-russia
It's Friday! Today we do live Q&A: 1:45 How can I do a fast career change and pay off my credit card debt quickly? 23:07 Help me understand my life insurance options for my children. 1:09:21 Shou...
https://sites.libsyn.com/46144/friday-qa-career-change-whole-life-insurance-rentals-house-money
www.BitcoinPrivacyCourse.com www.InternationalEscapePlan.com
https://sites.libsyn.com/46144/1-of-3-financial-lessons-learned-from-ukraine
www.BitcoinPrivacyCourse.com
https://sites.libsyn.com/46144/my-new-bitcoin-privacy-course
You have a fundamental human right as a free man or woman, to financially transact with others. And today, that right is in danger. www.BitcoinPrivacyCourse.com
Today's episode is a bit off topic from the mission of Radical Personal Finance. It's the kind of episode I've frequently deleted in the past, but that I have heard from my audience that some may...
Fifty years ago it was illegal for Americans to own more than 5 ounces of gold coins or gold bullion. Yes, really. Today, I want to explain this little-known history and talk about whether it m...
In light of the Russian invasion of Ukraine, I've been considering how you and I (not being in Ukraine or Russia) could be affected in days to come. Here's a rather sobering discussion from me ...
In light of the Russia/Ukraine conflict, we need to pay careful to the lessons we can learn from the pain that our fellow humans are experiencing. Today's lesson: believe that bad things can ha...
https://sites.libsyn.com/46144/protect-yourself-and-your-family-by-believing-that-bad-things-happen
It's Friday! Today we discuss: 1:33 How do I establish myself in a new remote-only work environment? 10:03 How can I become a teacher for a new career? 18:28 How should I balance on-going support...
One year ago my family spoke no French. Today, one year later, my 8-year-old son is reading at his grade level in French. In today's podcast I'll explain the tools and techniques I used to acco...
https://sites.libsyn.com/46144/how-i-taught-my-children-french-in-1-year-by-reading
The Canadian government has made some shocking changes this week. They provide some very important lessons for you and me.
https://sites.libsyn.com/46144/how-to-protect-your-money-from-government-lessons-from-canada
On today's live Q&A show we cover: 1:00 Three separate corrections from previous shows 13:04 How much whole life insurance should I buy for my emergency fund? 20:54 Should I put my savings agains...
https://traffic.libsyn.com/radicalpersonalfinance/2022-01-28-Friday_QA.mp3
It's Friday! Today we cover: 1:44 Should I refinance my house to invest in the stock market? 13:44 How do I get health insurance for my parents who are fleeing Ukraine? 33:14 How should I begin r...
https://traffic.libsyn.com/radicalpersonalfinance/2022-01-21_Friday_QA.mp3
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://traffic.libsyn.com/radicalpersonalfinance/2022-01-20_Listener_Disagrees_With_Me.mp3
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/global-collapsing-birth-rates-will-radically-affect-our-future
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
It's Friday! On today's Q&A call we discuss: 2:00 Should I do my own DIY projects? 15:36 Should my in-laws sell their rental house? 25:00 Should my father do a Roth conversion of his $1,000,000 I...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/who-do-you-want-to-live-with-spend-your-money-to-make-that-happen
Welcome to our first Friday Q&A of 2022! 2:55 How do I prepare for an imminent job loss due to my refusal to take the jab? 14:30 How do I get out of the modern monetary matrix? 21:59 How do I cal...
Today, let's discuss how you can enjoy a truly rich Christmas—nay, a truly rich life. Joshua If you'd like to follow along with my reading, you can find the text here: https://www.gutenberg.o...
I'm often asked where to start with regard to privacy. For the last few months I have been publicly and privately recommending Gabriel Custodiet's book "The Watchman Guide to Privacy: Reclaim You...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/the-valuable-lifestyle-benefits-of-a-second-home
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/why-a-vacation-home-might-very-well-be-your-best-investment-ever
It's Friday! And today we cover: 2:01 What should I do with my old baseball cards? 6:31 Should I help my 6 & 8 year old's build a YouTube channel about video games? 45:33 I've just received an in...
There is one simple thing you can do that will almost assuredly ensure phenomenal academic outcomes for your child: read aloud. Lots. In today's episode, I explain in great detail why this work...
The Read-Aloud Handbook: Seventh Edition by Jim Trelease The Lexile Framework for Reading and Book Finder Honey for a Child's Heart: The Imaginative Use of Books in Family Life Books Ch...
Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving." The a...
https://sites.libsyn.com/46144/an-old-fashioned-thanksgiving-by-louisa-may-alcott
https://youtu.be/MOy4QQP0oBs https://www.techdirt.com/articles/20211106/17503547889/dea-racks-up-two-forfeiture-losses-one-week-returns-100000-stolen-cash-to-victims.shtml
https://sites.libsyn.com/46144/when-the-tsa-steals-your-cashsue-them
On today's Q&A: 1:30 Should I buy life insurance if I want to build generational wealth? Live reaction to the Kyle Rittenhouse verdict 28:23 My parents have sold their house and they have $200,00...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://www.ssa.gov/OACT/TR/2021/tr2021.pdf
https://sites.libsyn.com/46144/how-quickly-will-social-security-run-out-of-money
We are living in a significant supply chain crisis. In today's show I've invited Steven Harris back on the show to discuss the current events as we seek to prognosticate a bit about where things ...
On today's Friday Q&A we cover: 1:30 - How can I grow my new blog? 17:10 - We bought a house that has massively increased in value. What do we do now? 29:06 - I need to move >$100,000 of currency...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/is-it-cheaper-to-live-in-mexico-or-the-usa
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
I recorded this episode of the show to deal with a recent minor controversy from a passing comment I made. Then I decided it was too far out of the scope of what I want discussed on RPF, so I can...
https://sites.libsyn.com/46144/deleted-episode-mental-models-to-deal-with-controversial-topics
On today's Friday Q&A show: 1:30 Difficulties on 1031 exchanges 6:45 Should I start a business on the side or full-time? 11:45 Can I deduct my student loans as a business expense? 12:15 We are ex...
In today's podcast, I share with you: Why I think the USA is a good place to be right now with regard to personal freedom, even with various rules and mandates. What I think will happen in coming...
https://sites.libsyn.com/46144/is-freedom-in-the-usa-doomed-due-to-forced-v-mandates
I recently traveled with my family to France, with a primary goal of buying French books to read to my children! Today, I'll share a progress update on this project. Joshua
https://sites.libsyn.com/46144/my-recent-experiences-teaching-my-children-french
Recently, US government agents raided 800 safe-deposit boxes and stole $86,000,000 of cash plus other valuables from the box holders. The government is trying to keep the money under the Civil As...
https://sites.libsyn.com/46144/how-to-protect-yourself-from-civil-asset-forfeiture
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Text of House Dems Proposal @CPAPlanner's tweetstorm on the proposal How Peter Thiel Saved $5 Billion Tax Free #PassportSheats
https://sites.libsyn.com/46144/major-tax-changes-comingjust-like-always
Biden wants IRS to snoop into your bank account, know when you have $600 or more Biden Tax Plan Leans on Banks to Help Find Unreported Income The proposal would require banks to report annual...
https://sites.libsyn.com/46144/will-your-bank-automatically-send-all-your-info-to-the-irs
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/a-truth-about-personal-freedom-i-desperately-wish-werent-true
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/my-biggest-financial-mistakes-not-selling-aggressively
Today we discuss: 1:30 My landlord has Stage 4 cancer and wants me to buy his house. Should I do it? 15:30 Should I start an S-Corp to save on taxes? 24:39 How can I learn to be a lighter travele...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
2:06 How should I save for my children's education? 31:00 How should I view crypto lending accounts? 38:00 My income is going to be super low this next year. What are my opportunities? 46:30 H...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-lower-the-stress-of-travel-0
It's Friday! On today's Q&A call we discuss: 1:20 I'm 21 years old and just bought a house. Should I do the Alpha Strategy? 24:50 I bought a rural property. How can I control my liability? 36:35 ...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://traffic.libsyn.com/secure/radicalpersonalfinance/How-to-Buy-a-Quality-Used-Car-Fast.mp3
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/friday-qa-more-flag-theory-debt-management-etc
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/the-beauty-and-excellence-of-a-conventional-life
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://traffic.libsyn.com/secure/radicalpersonalfinance/When-You-Have-to-Run-BecauseWar.mp3
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax
https://sites.libsyn.com/46144/analyzing-peter-thiels-5-billion-roth-ira
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/this-is-why-you-shouldnt-leave-your-home-country-and-go-elsewhere
It's Friday! Today we discuss: 2:21 What do we do with Michael Burry's predictions of a crypto crash? 18:35 How do I figure out how much life insurance I need 35:45 Is Florida the best state in t...
ProPublica made a splash this week with their reporting on the wealthiest 25 Americans' tax returns. Let's discuss! Joshua https://www.propublica.org/article/the-secret-irs-files-trove-of-ne...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
On today's Friday Q&A we discuss: 1:30 Should I spend money on home projects when I'm capable of DIY? 17:20 What's involved with my opening a business in Mexico? 26:30 Is there any danger to my r...
https://sites.libsyn.com/46144/friday-qa-diy-business-in-mexico-cpa-business-buying-houses-liberland
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://traffic.libsyn.com/secure/radicalpersonalfinance/Lieberland-Interview-.mp3
On today's Friday Q&A is show we cover: 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes? 18:32 Should I pay off debt if I expect future inflation...
In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and I will apologize for that oversight. Joshua...
https://sites.libsyn.com/46144/why-i-got-bitcoin-wrong-an-apology
As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and why we live in a golden age of travel and how ...
https://sites.libsyn.com/46144/the-freedom-of-full-time-family-travel
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://traffic.libsyn.com/secure/radicalpersonalfinance/Recording-40.mp3
I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country. In today's podcast I've invited attorney Enrique Ram...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
It's Friday! Today we do Q&A! 1:30 Is there a downside to a second citizenship? 20:04 Should I invest for early retirement or buy a house? 47:37 How are my crypto wages taxed as I earn them and t...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Disaster is NOT a strategy. But you can build a strategy for virtually any disaster. Joshua
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-should-you-prioritize-tax-costs-in-your-decisions
It's Friday! Today we do live Q&A and cover: I made a bunch of money on a real estate deal. What do I do with the money now? 29:35 How does Joshua go about making a podcast? Joshua p.s., join...
Text me your comments and questions: 561-468-3158 Joshua
https://sites.libsyn.com/46144/how-to-live-income-tax-free-in-the-usa-pt-2-and-make-money
In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year! Joshua p.s., Brand new! Text me a question or comment at 561-468-3158!
https://sites.libsyn.com/46144/announcement-big-big-travel-plans-this-year
It's exceedingly difficult to live income tax-free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just ha...
https://sites.libsyn.com/46144/how-to-live-income-tax-free-in-the-usa
Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store
https://sites.libsyn.com/46144/should-you-cheat-on-your-taxes-to-save-money
Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 2:30 Should I buy a health insurance policy on the public exchange or...
The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results! Save 50% with code CHANG...
I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk. https://radicalper...
It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale: Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGING...
Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.
https://sites.libsyn.com/46144/what-will-they-say-about-your-life-when-you-die
It's Friday! Today we cover: 2:08 - Should I take out a HELOC on my house to invest in stocks? 20:48 - Can I save money on my taxes by starting a dental tourism company? 25:15 - Is the care...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/the-psychological-freedom-of-ratios
In today's show we do live Q&A: 3:00 Should I take a government job with good benefits or a private sector job with other benefits? 16:42 How do I get myself back into tax compliance for a US...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/count-the-costs-and-your-goals-may-be-far-more-achievable
Hey Radicals! I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia. If you'd like to join me, please email me: Joshua at Radical Personal Finance dot com. Joshu...
https://sites.libsyn.com/46144/rpf-meetup-invitation-thursday-february-11-in-bogot-colombia
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
It's Friday! Live Q&A today: 2:00 Questions on retirement account contribution for US Americans living abroad 19:48 Should I dump my whole life insurance policy? 35:21 What are the rules on...
In 2021, I resolve to spend more money and not to engage in extreme savings. Here's why! Joshua Book a consult with me: https://radicalpersonalfinance.com/consult
https://sites.libsyn.com/46144/my-2021-commitment-to-live-richly-not-frugally
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-end-a-year-and-plan-a-better-one-part-3-plan
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-end-a-year-and-plan-a-better-one-part-2-dream
Friday Q&A today: 2:10 - Free resource for end-of-the-year planning: www.yearcompass.com 3:00 - How aggressive should I be in scaling up my real estate company? 22:15 - Should I rollover m...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/how-to-end-a-year-and-plan-a-better-one-part-1-reflect
Live Friday Q&A today! 1:45 The future of cryptocurrency and associated tax questions 24:48 Should an early retiree set up a guaranteed income stream? 37:18 Will I owe tax if I’m moving a...
Whenever we get into the throes of a hotly contested election, people threaten to leave if their preferred candidate loses. Most don't ever leave, of course. But should they? I'm not sure they ...
https://sites.libsyn.com/46144/how-to-leave-a-bad-government-when-your-guy-loses-the-election
Note: This show was originally released on November 7, 2016. It's every bit as relevant today, November 2, 2020 as it was on that date. Listen to it afresh today with four years of hindsight. ...
Today I share with you a recent interview I gave for the Life Meets Money podcast with Matt Miner. Matt Miner has been on Radical Personal Finance several times and this was a fantastic intervi...
It's Friday! Today we tackle: 1:30 Tax issues on inherited real estate + a healthy retirement 19:40 Should I buy a placeholder annuity so I get today’s mortality rates? 33:27 What opinion...
In today's show I'm welcoming Steven Harris back to the show to discuss investing in commodities. When most people think of investing in commodities, they immediately think of gold and silver. Go...
It's Friday! In today's Q&A show we cover: 1:50 Buying disability insurance and maintaining financial privacy while dealing with insurance agents 40:30 Buying a house with a land contract Enjoy...
On today's Q&A call we cover: 00:45 I graduate with a nursing degree in 6 months. What should I do next? 20:20 Should I have speculated in the recent stock market downturn with my down paymen...
One year ago my wife and I decided to teach our children Spanish. At the time, they spoke zero Spanish. We succeeded in the project even though: They don't go to a Spanish-speaking school They do...
On today's Friday Q&A call we discuss: 00:45 I’m inspired by Trump’s taxes. How can I start a lifestyle business for myself? 32:10 What kind of sales job should I get? 49:00 How can I p...
The New York Times recently published a story on the analysis of President Trump's tax returns. Allegedly, Trump has not paid any income taxes in 10 out of the last 15 years. In today's pod...
https://sites.libsyn.com/46144/analyzing-the-ny-times-trump-tax-return-story-in-depth
On today's Friday Q&A show: 1:03 I have a low-paying job while in college. How can I get a better job? 18:22 What name should I use for my online activities? 32:06 How do I actually take income f...
Billionaire Churck Feeney has recently finished giving away his entire $8 billion fortune. In today's show, we'll talk about whether you should copy him and how you could do it. Joshua Forbes...
https://sites.libsyn.com/46144/how-to-die-broke-like-billionaire-chuck-feeney-will
It's Friday! Today we cover: 00:48 How to get a raise at your job 11:55 Should I classify a 2nd house as an investment property or a second home? 25:30 Do I get a better deal on my mortgage...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/install-a-success-operating-system-in-your-children
Friday Q&A show! Today we discuss: 00:30 Contractor status or employee status? 31:00 What happens with our money when interest rates go negative? 43:21 Is it really a good idea to have lots of ca...
In March, things looked really bleak. But the stock market recovered in a spectacular 5-month period. Did we get it wrong? Do we regret anything we did? Joshua
All of the news these days on coronavirus is positive. Is this a glimmer of the beginning of the end? Although we certainly expect many more people to get sick with COVID-19 and some to die, I ...
https://sites.libsyn.com/46144/great-coronavirus-news-all-around-0
What are your goals for your children? What skills and abilities do you want them to have when they leave your home? My guest, Jonathan Harris, is the father of nine children. His four eldest c...
Live Friday Q&A today! 00:50 I just bought a new house. What practical prepper stuff should I do? 32:00 Can I & should I use Medicaid to cover my health insurance needs in early retirement? 51:01...
It's Friday! Today, we cover: 9:00 How to socialize children when stuck at home? 22:27 How are IRAs Taxed for US citizens who renounce their citizenship? 38:18 How should we set up foreign corpor...
Millions of students are sitting at home wasting their time watching online courses for measly high school credit. That's dumb. Why not just go ahead and get an online bachelor's degree instead...
In today's Q&A we discuss: 1:30 How can we equity strip a house in preparation for divorce? 13:17 Should I buy more whole life insurance if I'm planning to take a sabbatical in 6-8 years? 49:21 A...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/tax-planning-advice-for-an-american-couple-moving-abroad-to-teach
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/always-look-for-the-most-direct-and-effective-path-to-your-goals
Moving is an extremely effective—albeit disruptive—way to improve certain aspects of your life, both financially and personally. All over the world there are millions of people who understa...
https://sites.libsyn.com/46144/how-to-move-to-canada-and-get-a-second-passport
Friday Q&A: 1:30 What steps can I take to protect my privacy and assets as I get into real estate investing? 17:22 Should I take an early $100,000 IRA distribution due to the CARES Act? 24:30 WWJ...
Live Friday Q&A: 2:00 Do I stick out my job and current career because it's profitable and comfortable or do I pivot to something new while I'm young? 16:20 Should I do Infinite Banking as part o...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Resource: "Languages for the Future: The foreign languages the United Kingdom needs to become a truly global nation" https://www.britishcouncil.org/sites/default/files/languages_for_the_future...
https://sites.libsyn.com/46144/how-to-choose-which-foreign-language-to-learn-to-increase-your-income
Increasing your language skills can help your brain, your social life, and your wallet. In today's show, I give you some tools I have found to be useful in my own foreign language studies. Josh...
https://sites.libsyn.com/46144/modern-tools-to-help-you-learn-a-foreign-language-faster
This episode was first published in May 1, 2017. It's important. Please listen. ------------------------------------------------------ If you get arrested, you can kiss anywhere from thousand...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Time for live Q&A today! 3:15 Does changing my credit mix improve my credit score? 8:50 How can I find a good real estate deal? 14:48 My parents are in their early 50s and not saving money. How c...
Watch this episode on YouTube: https://youtu.be/BQtrLx0EELw
It's Friday! Today we cover: 1:30 - What does Joshua think about the long-term future of the USA? 25:08 - Is Bank on Yourself / Infinite Banking a good idea? 56:13 - Should I get a Master's Degre...
You have an incredible opportunity available to you right now. Don’t miss it! Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI
Watch this episode on YouTube: https://youtu.be/xBThQszqk4E
Watch this episode on YouTube: https://youtu.be/3KiE5BOwM9E
Watch this episode on YouTube: https://youtu.be/36fIApfStZM 1:30 - Stock market volatility - are total stock index funds a safe bet? 14:12 - How can I build self-confidence with public speakin...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Think you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can h...
It's Friday! On today's live Q&A show we discuss: 1:10 Should I keep a credit card with an annual fee because it helps my credit score? 5:22 Should I pay off my mortgage right now or wait so I ca...
It’s Friday! On today’s Q&A we cover: 1:23 - Should I take the HELOC money out and put it into my bank account? 4:57 - Should I defer my mortgage payments if possible? 6:30 - How does this ec...
We're in a recession. It hasn't been "officially" acknowledged yet, but it certainly will be. So let's talk about how you can profit from this situation. With the right attitude and the right...
https://sites.libsyn.com/46144/713-how-to-profit-from-a-recession-0
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/712-how-to-respond-to-an-emergency-loss-of-income-0
It's Friday! In today's Q&A show we cover: 1:00 Joshua's predictions on COVID-19 17:32 How to be positive during COVID-19 27:00 How to walk away from a working class mentality and adopt a rich me...
Quick update: I'm available for private consulting. Hourly rate is discounted from $400 to $250 until the end of March with code MARCHMADNESS Email me: joshua@radicalpersonalfinance.com Courses a...
https://sites.libsyn.com/46144/short-update-courses-consulting-and-what-a-man-really-needs
It's Friday! We have a Q&A show today. But please listen. My economic concern continues to grow and I want you to be prepared for what could happen economically in the future. It's very serious. ...
Your goals can be changed in an instant; the seas cannot. It's easier to simply change your goals than the seas ahead. Joshua
https://sites.libsyn.com/46144/709-dont-fight-the-seas-simply-change-your-goals-instead
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/708-understanding-the-rough-economic-fiscal-monetary-waters-ahead
Perhaps, like me, you're having a hard time getting your brain to accept what you're seeing around you and on the news and you're trying to figure out what's going on. In working through this p...
https://sites.libsyn.com/46144/707-where-do-we-go-from-here-covid19
It's Friday! Time for Q&A. In today's show we cover: 1:30 - How should I prepare for buying rental real estate in 2 years? 10:40 - Should I contribute to retirement savings while saving a down pa...
I woke up this morning and felt like I've been overly optimistic in my tone recently. I genuinely feel optimistic, but that's not because I don't think the situation is very dire. It is. In today...
https://sites.libsyn.com/46144/warning-dont-let-my-optimism-lead-to-your-inaction-coronavirus
Quick interim show to share a few of my thoughts on the emerging COVID-19 events. Fascinating study in human psychology going on now. Pay attention! Coronavirus: Why You Must Act Now https://me...
https://sites.libsyn.com/46144/thoughts-on-covid-19-events-du-jour
Current events show today. Let's discuss: COVID-19 Economic prognostication Stocks Risk Management Enjoy! Joshua
I'm hosting a public meetup for RPF listeners in Louisville, KY on Tuesday, March 10 (evening). If you'd like to come, email me for details: joshua@radicalpersonalfinance.com Joshua
https://sites.libsyn.com/46144/louisville-meetup-on-tuesday-march-10
Friday Q&A show: 1:35 I'm 25 years old and ready to upgrade my lifestyle. Can I and still get rich? 14:30 Should I pay the big money for a Dale Carnegie course instead of Toastmasters? 22:10 Is i...
It's Friday! Today we do live Q&A: 2:00 How should I support my girlfriend's desire to get a Master's degree in international development? 10:29 How should we make an investment plan for lowering...
The most important economic collapse ongoing in the world right now is Venezuela. Today, I bring you an interview with a friend of mine who is actively working inside Venezuela to bring relief. H...
It's been a month since I first spoke to you about the Coronavirus, now called COVID19. In today's episode, I double-down and share with you my concern and how I think you should prepare for the ...
https://sites.libsyn.com/46144/701-why-you-should-take-the-coronavirus-seriously-and-prepare
Today, we reach the seventh, capstone Ring of Freedom: Financial Liberty. When you are Financially Independent (able to live your desired lifestyle on the income from your investments), you have ...
https://sites.libsyn.com/46144/700-seven-rings-of-liberty-financial-liberty
It's Friday! That means a live call-in show for Patrons. Sign up here: http://patreon.com/radicalpersonalfinance Today, we cover: I just left my job. Should I break my lease and live in my Pri...
https://sites.libsyn.com/46144/699-friday-qa-should-i-break-my-lease-and-live-in-my-prius
How do you live freely in a world of increasing government oppression? Is it possible to escape onerous government involvement in your life? Here's my answer! Joshua
https://sites.libsyn.com/46144/698-seven-rings-of-freedom-state-liberty
I'm convinced entrepreneurship provides you with a massive level of personal and lifestyle freedom. Here's why. Joshua
https://sites.libsyn.com/46144/697-seven-rings-of-freedom-business-liberty
In this episode, part 2 of our "Spending Liberty" focus, we discuss the value of savings and how relatively small amounts of savings can buy you personal freedom! Joshua
https://sites.libsyn.com/46144/696-seven-rings-of-freedom-spending-liberty-pt-2-of-2
Today we talk about the incredible liberty that you can enjoy in your life when you make the commitment to get and stay debt-free! Enjoy, Joshua
https://sites.libsyn.com/46144/695-seven-rings-of-freedom-spending-liberty-pt-1-of-2
Join me for a live set of classes on Practical Preparedness. Classes begin February 3. Sign up here: http://radicalpreparedness.com More details in the show, Joshua
https://sites.libsyn.com/46144/live-practical-preparedness-class-starting-february-3
I'm fascinated by the reports and videos coming out of Wuhan, China. I've never before seen a city of 11 million people shut down for a quarantine. I don't think it's every been done before! But ...
https://sites.libsyn.com/46144/694-how-to-prepare-for-a-flucoronavirus-quarantine
To join next week's Q&A call, go to www.patreon.com/radicalpersonalfinance Joshua
In today's show I share with you some fat loss and money lessons learned from my 70 pounds of weight loss over the last 6 months. I hope you'll find some nuggets to help you get skinny and rich...
https://sites.libsyn.com/46144/692-fat-loss-money-70-pounds-and-counting
I want you to live as a free man. So in this series, I'm working to give you some ideas as to how you can achieve a very high level of freedom while you're on your way to financial independence. ...
https://sites.libsyn.com/46144/691-seven-rings-of-freedom-family-liberty
You should set a goal of getting a better job. Here's why! Joshua
https://sites.libsyn.com/46144/691-financial-goals-for-you-to-set-get-a-better-job
In this series, I aim to give you some ideas that have helped me to develop an extremely free lifestyle, even though I'm not yet financially independent. Today, I'm going to share with you one ...
https://sites.libsyn.com/46144/690-seven-rings-of-freedom-spousal-liberty
Today I have an interesting essay to share with you. Have you ever thought of The Missionary Position as a path to a life of global freedom? :) Enjoy, Joshua
I want you to experience a lifestyle of freedom and liberty, in every sense of the word. So today we begin a new series called "Seven Rings of Freedom." Achieving financial independence will ma...
https://sites.libsyn.com/46144/688-seven-rings-of-freedom-spiritual-liberty
Today I reflect on some of the successes and failures of the decade past and share some of my ambitions for the decade to come. Joshua
https://sites.libsyn.com/46144/687-the-decade-past-the-decade-to-come
Set goals that you don't know how to achieve. Joshua www.RadicalBookList.com
It's Friday! Time for Q&A: 3:40 Do I need liability insurance for my business? 35:45 How can I get good life insurance rates if I'm fat? 1:20:25 What should I do for $300,000 of cash I'm saving f...
When you set a goal, you've got to count the cost; the financial cost and the opportunity cost. Counting the cost may be enough to show you the path forward. Joshua
https://sites.libsyn.com/46144/684-how-to-set-financial-goals-part-3-count-the-cost
It's a live Q&A show today! We cover: 1:30 - How can I build career confidence and skills when I don't have much time? 30:15 - I just got married; what is good advice for buying a house? 41...
Dig deep—really deep—into the "Why" behind your financial goals. Joshua
https://sites.libsyn.com/46144/682-how-to-set-financial-goals-part-2-why-how
A new decade is dawning and my hope is that this decade be the best one yet! But if you're going to tackle this decade proactively, you'll need to begin by dreaming a bit about what you'd like ...
On today's show we veer away from financial independence and into living well today with a discussion of the Ketogenic diet. I've invited Jack Spirko, host of The Survival Podcast on today's sh...
Over the last 5 months or so I've lost over 50 pounds of fat. This fat loss has significantly improved the rich quality of my life. I'd like to share a few words of experience and encouragement...
Don't be so future-focused that you miss the lessons and joy of today's trials. Joshua
https://sites.libsyn.com/46144/678-live-rich-now-by-cultivating-gratitude-for-your-trials
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Today's guest recently had extensive shoulder surgery done and he saved thousands by choosing to have the surgery in Mexico rather than the USA. We discuss the details of his experience as well a...
Today, we do Friday Q&A: 00:00 Should I quit my job while I look for a business to buy or wait until I find one? 13:00 How should I go about becoming a minority partner in a business? 26:28 What ...
On today's Friday Q&A, we cover: 1:45 The value of a sabbatical 17:45 Homeschooling vs. private schools 46:30 Modern Portfolio Theory Enjoy! Joshua If you'd like my recommended reading list f...
https://sites.libsyn.com/46144/674-friday-qa-sabbaticals-home-schooling-modern-portfolio-theory
In light of the previous show, I've received many questions about scanning all my books. Here's a replay of the show where I explain what I've done and why. Joshua
Reading can provide you with all of the knowledge you need to crush some very large goals in a very short time. But you need to know how to read effectively. Today, I teach you how. Joshua ...
Listen to the show. Joshua
https://sites.libsyn.com/46144/672-create-the-reality-you-will-live-in
If you were discharged from the military for cocaine use, would you be able to seamlessly move into a $600,000/year job? If not, you should consider building your influence a bit more! In tod...
https://sites.libsyn.com/46144/671-ideas-to-help-you-build-social-capital-and-political-influence
Can you imagine starting a business when you've been laid off from a job and you have many young children in the house? My guest today, Tim Schmoyer, has done just that. And he has prospered thro...
1:00 Would you like to come to a 3-day seminar with fellow listeners? 10:11 How can I prepare for healthcare risk? 24:50 How do I calculate the financial costs/benefits of moving states? 35:30...
My guest on today's show moved from India to the USA as a young man. Starting with no money, he became financially independent in about 12 years. In today's interview we dig into the strategies...
In today's show, I have a special story for you of how my friend Anatole built a great life for himself, even though everyone hated him. Enjoy! Joshua
https://sites.libsyn.com/46144/667-how-to-build-a-great-life-when-everybody-hates-you
Today, we finish out the 3-part series on preparing for layoffs in the coming recession. Today's show will be useful to you, even if you just got notice of your layoff and didn't do anything to...
https://sites.libsyn.com/46144/replay-194-you-just-got-laid-off-heres-what-to-do-next
Yesterday, we talked about ways to avoid losing your job in the coming recession. But obviously there are factors beyond your control which might result in your being laid off, even though you've...
Originally released May 13, 2015. And just as important today. ------------------------------------------- For most of us, our jobs are the economic engine that drive every aspect of our fina...
It's official: the Yield Curve on US Debt is inverted. That's a pretty good indicator that recession is in our future. So, today I want to tell you how to prepare for the coming recession. En...
https://sites.libsyn.com/46144/666-how-to-prepare-for-the-coming-recession
1:30 How does Joshua use YNAB on a daily basis? 17:30 How has the pursuit of privacy cost you? 30:30 Should I have kept my inherited property as separate property instead of community property?...
https://sites.libsyn.com/46144/665-friday-qa-ynab-privacy-inheritances-prepping
I'd like to invite you to meet up with me on Tuesday, September 3 in Washington, DC, USA. If you'd like to connect, please email me and I'll give you all the details. Email me: joshua at radica...
https://sites.libsyn.com/46144/meetup-in-washington-dc-september-3
It seems like many of the prominent voices in the FIRE movement are single individuals or childless couples. But many of us have children or want to have children. Does that mean that we will fai...
https://sites.libsyn.com/46144/664-can-you-become-financially-independent-if-you-have-children
We live in interesting times. It seems that most of us could list off several things that our government does with our tax money that we find offensive. But how should Christians deal with the mo...
A listener wrote in and essentially asked, "Why is Joshua so anti-tax?" So, I thought I'd give that question a crack for you. Joshua
https://sites.libsyn.com/46144/662-why-is-joshua-so-anti-tax
I want you to use more cash so you can get richer, faster. Joshua
https://sites.libsyn.com/46144/661-back-to-basics-the-power-of-cash
I want you to understand the basic problem with debt so that you'll be prepared to avoid it. Joshua
https://sites.libsyn.com/46144/660-back-to-basics-the-problem-with-debt
I've talked a lot about education over the years...in this episode I'll tell you what we're doing with our children and talk about some philosophies that have been influential on me. And I'll tel...
There is a natural symbiosis between prepping and mainstream financial planning. Here's why. Joshua
https://sites.libsyn.com/46144/658-the-natural-symbiosis-between-prepping-and-financial-planning
A key to life change is behavior modification. And mental money games can help you get there. Joshua
https://sites.libsyn.com/46144/657-mental-money-games-to-change-your-behavior-for-the-better
Ask your average financial advisor how to invest for your children's future and he'll likely start pulling out brochures for a 529 plan. B-O-O-O-O-R-I-N-G!!! Is there anything wrong with a 52...
https://sites.libsyn.com/46144/656-twelve-interesting-ways-to-invest-in-your-children
It's Friday! That means live Q&A. Enjoy! Joshua
Today we discuss Qualified Opportunity Zones, a legitimately new way for you to potentially save on capital gains taxes. Joshua Map of designated opportunity zones:https://esrimedia.maps.arcgis...
There is an important piece of legislation that has passed the House of Representatives and is being considered in the Senate. It's technically known as H.R. 1994 "Setting Every Community Up for ...
How do you balance the Costs of Living with your Quality of Life when you're thinking about moving out of your home country? Let's discuss! Joshua
https://sites.libsyn.com/46144/652-cost-of-living-vs-quality-of-life-with-an-international-flair
In order to build wealth over your lifetime you need to #InvestWisely. But, how? How do you do it? What should you invest in? Today, we discuss that question with an active hedge fund manager n...
https://sites.libsyn.com/46144/651-can-you-invest-better-than-a-hedge-fund-manager-0
I think a pop up tent camper is an ideal compromise for family vacation travel. In this show, I tell you why. Joshua
https://sites.libsyn.com/46144/650-the-case-for-pop-up-campers
1:30 What is the fiscal future of the USA in light of the Democratic candidates' debate this week? 19:12 How could I do financial coaching for the not-yet-wealthy? 35:20 What are the benefits...
Friday Q&A today! 1:54 Should I sell my cryptocurrency to pay off my IRS debt? 10:30 How should I readjust my investments to plan for future economic uncertainty? 26:09 How should I think through...
If you care about asset protection planning, there's hardly any reason for you to own an asset in your own name. So, you'll have to get used to titling asset in slightly different ways. Today, ...
When I ask people about their goals, about 80% of people tell me they want to travel when they retire. And yet, very few people actually follow through and travel! Why? Of course there could ...
https://sites.libsyn.com/46144/646-how-to-travel-the-world-on-the-cheap
In today's show, I'm going to teach you how an average guy can build a $165,000,000 estate by choosing not to retire. And I'll tell you a bunch of reasons why that would be great for you to plan ...
https://sites.libsyn.com/46144/645-the-power-of-choosing-not-to-retire
This is one of the most important questions you can think about. And don't be scared to change your answers as you learn and grow. Joshua
A listener has a car with a blown transmission and is trying to decide whether to repair it or replace it. Here's my advice! Joshua
https://sites.libsyn.com/46144/rpf0643-should-i-fix-my-broken-car-or-replace-it
It's Friday! Today, we discuss: Taking the Foreign Earned Income Exclusion How Should You Think About FIREing Yourself From A Big-Money Job Joshua
Here's the link: https://mobile.twitter.com/USATODAY/status/1125891810595954688 Read the conversation and form your own opinions. Joshua
https://sites.libsyn.com/46144/641-1500-a-month-on-non-essentials-society-discusses
Today, I tell you the story of the Accidental Millionaire and a few lessons for both of us. Enjoy! Joshua
It's Friday! Today we discuss: International healthcare options Avoiding wealth taxes Second passports for children And more! Joshua
https://sites.libsyn.com/46144/639-friday-qa-international-healthcare-avoiding-wealth-taxes-etc
Wages provide you with the financial fuel you need to build wealth. So it absolutely stinks when those wages are sucked up by your creditors in wage garnishments. So how can you protect your wage...
One of the most fundamental decisions you can make in life is to marry or not to marry. If you marry, your life, your budget, and your career will look dramatically different than a peer who rema...
https://sites.libsyn.com/46144/637-how-to-find-an-excellent-wife-the-decision
If you're a US citizen who earns $500,000 or more, who is not willing to renounce your US citizenship, and who is involved in business and investing, you should seriously consider moving to Puert...
https://sites.libsyn.com/46144/636-the-case-for-moving-to-puerto-rico
On Fridays we do Q&A! Today: 1:20 How can I effectively move from New York to Florida in order to end my tax residency? 17:20 What should I do with the life insurance I'm offered at work? 23:...
Today, I'll teach you how a 25-year-old $100,000-earner could increase their estate by $90,000,000 by simply moving outside of the United States. Enjoy! Joshua
https://sites.libsyn.com/46144/634-the-case-for-moving-outside-of-the-united-states
One of the most effective things you can do when trying to figure out how to build wealth is to find ways to save big money. Fast. And since Americans collectively spend more on taxes than housin...
https://sites.libsyn.com/46144/633-the-case-for-moving-to-a-no-income-tax-state
Today, we continue our Asset Protection Planning series with a deep look at the Personal Property Exemptions. I've never heard asset protection planners give much attention to the Personal Proper...
As I recently finished my course on "How to Survive and Thrive During the Coming Economic Crisis ," I was struck with how simple and feasible the individual solutions are, while how utterly impos...
1:20 Should I change my whole life insurance policy because my income is going down? 18:40 Why do you think Walmart has done more good for poor people than any non-profit organization? 30:00 Ho...
Yesterday, I released to you a discussion on the Federal Debt in the United States. That show should be your introduction to this problem. But in thinking about it, I felt like it was incomplet...
We face a massive problem in the United States right now. Put simply: We are borrowing more money than ever before. There's no plan for us to borrow less money in the future. There's no mathemat...
https://sites.libsyn.com/46144/628-federal-debt-the-ticking-bomb-that-no-one-is-willing-to-defuse
Today, we continue the Asset Protection series with an in-depth look at health and education accounts. Specifically, we cover: Health Savings Accounts / Medical Savings Accounts Flexible Spending...
1:45 - Is it moral to support the current capitalist system of economics? 32:20 - How can I figure out how much umbrella liability insurance to purchase? 39:00 - Does having a higher umbrella...
1:00 - Should I roll my 401(k) over to my new job or into an IRA? 11:30 - How should I prepare for a meeting with an estate planning attorney? 17:55 - How should I decide to indulge myself wi...
The future will be one of the following: 1. Same as now or better 2. Similar to a recession 3. Similar to a depression 4. Similar to mad max 5. Void of humans due to asteroid hitting earth o...
2:00 - Life insurance advice for a recently married husband 6:15 - How can I make a back-door Roth contribution without being subject to the pro rata rule? 11:35 - How can I protect the money i...
In this episode of the Asset Protection Series, we do a deep-dive into annuities. Entry-level stuff at the beginning and some extra, hard-core bonuses at the end. Joshua
1:20 - How Can I Invest in Distressed Mortgage Notes Inside my Roth IRA? 8:05 - Should I Pursue a Chartered Financial Analyst Credential for My Own Investment Knowledge? 17:00 - Should I Contri...
This is a recording of an interview I gave for "In The Rabbit Hole." ITRH: E272: The Truth About Money and Preparedness Originally published: November 12, 2018 https://www.intherabbithole.c...
https://sites.libsyn.com/46144/out-about-interview-for-in-the-rabbit-hole-podcast
1:25 - I just got married. What financial planning should I do now? 39:35 - My employer offers a 401(k) with no match. Should I participate? 55:35 - How can I save for my child's college educ...
In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her...
Chris Moody and I have both spent the last 6 months traveling the width and breadth of the United States with an eye toward understanding the current moment. In this podcast, we discuss our findi...
https://sites.libsyn.com/46144/618-reflections-on-the-state-of-the-usa-from-two-travelers
1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance? 15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our...
Stop behaving stupidly with your money. NPR story: https://www.npr.org/2019/01/09/683519210/air-travelers-and-workers-may-feel-government-shutdown-effects SNL: Don't buy stuff you can't afford: ...
Today, I share my advice for young men on how they can find an excellent wife. In short, you must become an excellent man. That's the task. Here are some ideas on how. Joshua
https://sites.libsyn.com/46144/615-how-to-find-an-excellent-wife-the-preparation
Just a few thoughts to encourage you as we shut down for the Christmas break. May you have an opportunity to be encouraged and to encourage another person who is close to you. Your voice matter...
https://sites.libsyn.com/46144/614-end-of-the-year-encouragement
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/613-a-useful-question-to-help-you-get-better-advice-from-experts
2:00 - Should we pay off our mortgage or invest? 9:50 - Should I put more money into one of my child's 529 plans in order to help them on their financial aid calculations? 18:30 - Should a re...
1:30-Should I dollar cost average into my Roth IRA or wait for a market downturn? 6:00-How can I get money to my child so they can make a Roth IRA contribution? 21:30-Can I do good asset prot...
2:45 - If you move from one state to another, do you have to start all over with your asset protection plan? 15:30 - How frequently does a state change its laws that relate to asset protection p...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
605-Asset Protection Planning for Mere Mortals - Part 4 - Understanding the Litigation Process and Vectors of Financial Attack
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
It's Friday! That means live Q&A: Healthcare Sharing Ministries and Their Maximum Limits Health Savings Accounts and HCSMs What To Do With An Inheritance When You're in Debt Enjoy! Joshua ...
In this episode of the podcast we tackle these two questions: Is it legal to engage in asset protection planning? Is it moral to engage in asset protection planning? Short answer? Yes and yes...
I love the topic of asset protection planning. It's super interesting to me. But my observation is, like most topics, people involved in the business talk about what they can sell. The lawyers ...
https://sites.libsyn.com/46144/601-asset-protection-planning-for-mere-mortals-part-1
Here's the complete answer that you need to know if you should pay off debt or invest. Sign up for my Credit Card Course: How to Borrow Money Safely and Never Pay Interest Using Credit Cards www....
https://sites.libsyn.com/46144/600-a-complete-answer-to-whether-you-should-pay-off-debt-or-invest
As many U.S. Americans engage in vigorous political debate today and follow with their vote, I want to share a story with you that I hope will help you to appreciate the richness of political pea...
Audio is pulled from: https://youtu.be/uj8f7ycnUtU
https://sites.libsyn.com/46144/underground-history-lesson-with-john-taylor-gatto-2-of-2
Audio taken from: https://youtu.be/uj8f7ycnUtU
https://sites.libsyn.com/46144/underground-history-lesson-with-john-tayor-gatto-1-of-2
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/a-short-angry-history-of-modern-schooling-by-john-taylor-gatto
John Taylor Gatto has died. My voice has also died. So rather than leaving you bereft of new shows, I decided to share a few Gatto files to encourage you to invest your education dollars well. ht...
https://sites.libsyn.com/46144/598-i-quit-i-think-by-john-taylor-gatto-1935-2018
On this episode we welcome Matt Miner back to the show. Matt previously came on the show to discuss whether going back to graduate school is a good financial move. Since that interview, Matt le...
Original article: https://www.charliedaniels.com/soap-box?b_id=4382&pg=1
https://sites.libsyn.com/46144/596-building-a-life-well-lived-observations-on-turning-82
I missed several of my students' questions on the previous credit card Q&A show. So today, I wrap them up. Enjoy! Joshua Buy the course here: www.radicalpersonalfinance.com/creditcardcourse
It's Friday! That means it's Q&A time. Today we cover: If I have no credit (because I haven't borrowed money in >25 years) should I work on building my credit score? What has traveling like for J...
The Lifestyles of the Rich and Famous might make good TV but it's the Lifestyles of the Frugal and Obscure that makes for wealthy people who keep their money. Joshua If you're interested in l...
https://sites.libsyn.com/46144/593-lifestyles-of-the-frugal-and-obscure
What do you think would happen to a mother of 12 who was widowed at a fairly young age and whose husband didn't have any life insurance? Could she survive? If so, how? Today, I want to share wi...
https://sites.libsyn.com/46144/592-widowed-with-12-children-and-no-life-insurance-one-womans-story
Today we tackle: How do I get new credit cards when I've already maxed out my limits? Should I refinance my mortgage over onto my credit cards so I can drop Private Mortgage Insurance? How should...
There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards." But, everyone...
https://sites.libsyn.com/46144/590-who-should-never-have-a-credit-card
Credit Cards can be really useful. But contrary to popular opinion, they're not the most useful when you're broke. They're more useful when you have a little cash. Enjoy this excerpt from my ne...
https://sites.libsyn.com/46144/589-how-to-manage-cash-while-you-pay-off-your-credit-cards
One of the most under-appreciated aspects of credit cards is the significant privacy they can afford you. Listen to the show for details. Remember, please sign up for my new credit card course:...
One of the most useful aspects of credit cards is how safe the debt is when compared to other forms of debt. Enjoy this excerpt from my brand new course called "How to Borrow Money Safely and Nev...
https://sites.libsyn.com/46144/587-credit-card-debt-is-a-very-safe-form-of-debt
Today, we do a special (and really good) live Q&A exclusively on the topic of credit cards. We cover: Should I Close My Old Credit Cards Before Applying for a Mortgage? How Should I Refinance my ...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
https://sites.libsyn.com/46144/585-credit-cards-are-an-incredible-tool-an-introduction
Hurricane Katrina taught us a huge number of important lessons. In today's show, we listen to the account of a survivor. Forum thread: https://www.zombiehunters.org/forum/viewtopic.php?f=32&t=1...
https://sites.libsyn.com/46144/584-when-hurrican-katrina-came-through-town
Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions: How Do We Follow the Guidelines from The Richest Man in Babylon? I've Reached F.I. Now How Can I Help Chil...
Friday Q&A: Getting Health Insurance after Divorce Opportunities When Moving Cross-Country Should I Keep My House in New Orleans as a Rental House How Can My Father Buy a House for My Benefit
Audio was from: https://www.intherabbithole.com/e257/
The app is called "Soulver." https://www.acqualia.com/soulver/
Articles referenced: https://www.wweek.com/portland/article-1616-rubbish.html-2 https://www.aclu.org/blog/privacy-technology/surveillance-technologies/some-towns-are-videotaping-residents-garbag...
https://sites.libsyn.com/46144/579-why-and-how-to-protect-your-garbage-from-snoopers-and-thieves
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Many people automatically assume that working from home is the best possible way to work. But is it really?
https://sites.libsyn.com/46144/577-an-honest-analysis-of-the-good-and-bad-of-working-from-home
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
In today's show, I share how and why I scanned my entire library in preparation for my current travels. Enjoy! Joshua
Enjoy the story of this family's quite radical approach to a family "vacation." Joshua
https://sites.libsyn.com/46144/574-trading-your-way-through-a-vacation
Not much has changed in 35 years...we still have to do the same calculation. Joshua
https://sites.libsyn.com/46144/573-can-you-affort-to-work-nine-to-five
We've been living full-time in our 30-foot travel trailer for an entire month now. In today's show, I share with you what's been working, what's good, and what's not. Joshua Sponsor: Warby Pa...
https://sites.libsyn.com/46144/572-full-time-rv-living-a-mid-action-review
Part 5 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid." Today we discuss your lifestyle. Joshua
Part 4 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid." Today we discuss avoiding catastrophe. Joshua
Part 3 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid." Today we discuss your investments. Joshua
Part 2 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid." Today we cover your expenses. Joshua
In Part 1 of this interview (Episode 566), you met Scott & Susan, a couple who accidentally retired in their 30s and has spent the last two decades traveling the world in a sailboat and the US in...
On today's show, I bring you an interview with Scott and Susan. I think of them as "accidental early retirees." About two decades ago they bought a sailboat, intending to travel for a year. The...
Part 1 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid." Today we cover your income. Joshua
It's Friday! On today's Q&A show we cover: Rental House vs. Personal House What Type of Retirement Plan for a Small Business Stocks vs. Real Estate How to Get Money That's Owed to You Join me n...
There are many, many successful, educated, high-earning people who are making unusual life decisions. My guests on today's show are following that pattern in their own life and they're also inves...
Part 5 of our 5-part series on radical housing ideas. Joshua
Part 4 of our 5-part series on radical housing ideas. Joshua
Part 3 of our 5-part series on radical housing ideas. Joshua
Part 2 of our 5-part series on radical housing. Joshua
Today, we begin part 1 of a 5-part series on housing ideas. Enjoy! Joshua
It's Friday! That means live Q&A! Today we cover: A Financial Independence Checkup Investing in Private Businesses How to Do Productive Work While Traveling If you'd like to join us on next wee...
Today is July 4, Independence Day, in the United States. Let's celebrate by actually behaving independently and rejecting the practice of lying. Enjoy this essay by Alexander Solzhenitsyn, en...
You already have an unalienable right to liberty. Now act like it and stop selling yourself back into slavery. Please! Joshua
https://sites.libsyn.com/46144/557-you-have-the-right-to-be-financially-independent-act-like-it
It's Friday! And Q&A is back! (From the road, no less.) Today, we discuss: Careers in Financial Advice Should I Convert My IRA to a Roth What Should I Save Money For? Enjoy! Joshua Join us ...
I'm very happy to be podcasting to you today from the road! We have officially hit the road and are on our trip. The last two weeks have been a tiring blur. Our tow vehicle was stolen 5 days be...
https://sites.libsyn.com/46144/555-good-cheap-and-fast-a-travel-story
My life has been quite unique and frothy in the last week or so. Here are some tools I use to maintain financial peace in the midst of the turmoil. Joshua
https://sites.libsyn.com/46144/554-how-to-maintain-financial-peace-in-the-midst-of-turmoil
I encourage you to carefully consider the ROI you're getting on the money and time you and your children are investing into their education. Is it paying off? Are you getting a good deal? Joshu...
https://sites.libsyn.com/46144/553-consider-the-roi-youre-getting-on-your-childrens-education
You probably have an adventure goal locked up inside of you. Most people do. And you probably have put it off because you see no way to accomplish it. Today, let me give you some ideas about ho...
It's Friday! That means Q&A. Today, we cover: Am I Financially Independent? Should I Switch Life Insurance Agents? Should I Sell Investments and Trigger a Taxable Gain? Joshua To join next week...
Calculate your daily cost of living. Then analyze it. Joshua Please support RPF on Patreon: www.radicalpersonalfinance.com/patron
https://sites.libsyn.com/46144/550-how-much-does-it-cost-you-to-live-today
In life, you'll always find that it's cheaper to feed the meter than to pay the ticket. Be proactive. Joshua Please support RPF on Patreon. http://radicalpersonalfinance.com/patron
https://sites.libsyn.com/46144/549-its-always-cheaper-to-feed-the-meter-than-to-pay-the-ticket
Dr. Gary North has dedicated 10 hours per week for the last 40+ years to the task of investigating what the Bible has to say about economics. In the process, he has written a verse-by-verse com...
https://sites.libsyn.com/46144/548-christian-economics-an-interview-with-dr-gary-north
I have a listener who wrote to me and asked me how they can increase their income when it's been decimated by a cancer diagnosis. I do my best to help. Joshua Please sign up for the #Increase...
https://sites.libsyn.com/46144/547-how-to-increase-your-income-when-youve-lost-your-health
Today we do live Q&A on career-related questions. Listen to the show and, if you think I give decent advice, sign up for my new Career & Income course here: http://www.radicalpersonalfinance.com/...
Today, a few quick announcements and a discussion of how I went from confident and focused to frazzled and weak in about 3 hours...because I logged on to Facebook. Announcements: If you're a Pa...
On today's show, I talk to you about your income goals. Specifically, I lay out some sample budgets given various incomes and discuss with you the specific amount of income I believe you should t...
https://sites.libsyn.com/46144/544-how-much-money-do-you-need-to-earn-to-live-the-good-life
Many people think that saving more money is going to mean they have to live like a pauper. But it doesn't have to be like that. There is another way...a way to save more money and live a fancier ...
https://sites.libsyn.com/46144/543-how-to-save-more-money-without-hurting-your-lifestyle
I'm back! More soon, Joshua
https://sites.libsyn.com/46144/542-should-you-choose-work-you-love-or-work-that-makes-the-most-money
I recently worked with a consulting client who had this problem: because of a previous (serious) cancer diagnosis, he is unable to qualify for life insurance. How can he protect his family in cas...
Today on Radical Personal Finance, we celebrate Tax Day in the United States (April 17, 2018). As we all reflect on the actions of the government we US Americans have just supported with our ta...
https://sites.libsyn.com/46144/the-law-by-frdric-bastiat-ie-my-2018-tax-day-celebration
On Episode 466 of Radical Personal Finance, I discussed the idea of the US Government's certain default on its stated obligations and commitments by referencing Professor Lawrence Kotlikoff's Con...
It's Friday! Today we discuss: Should I use an HSA account to pay for my medical expenses? What tools can I use to figure out a new career after unexpectedly coming back from foreign missions? Sh...
In honor of the 50th anniversary of Dr. Martin Luther King's death on April 4, 1968, I thought you might enjoy hearing some of the audio from his last public sermon. This talk is entitled "The Dr...
https://sites.libsyn.com/46144/money-vs-meaning-the-drum-major-instinct-by-dr-martin-luther-king-jr
Today, a prelude to a discussion of how to lease a car. In this show we discuss a rational analysis of new car vs. used cars. Enjoy, Joshua Please support RPF on Patreon! www.radicalpersonalf...
https://sites.libsyn.com/46144/538-making-sense-of-the-new-carused-car-dilemma
It's Friday and it's time for a live Q&A show! If you'd like to call in next week, please sign up here: www.radicalpersonalfinance.com/patron Today, we discuss: Transitioning from PC to Mac En...
On today's show we go back 250 years to see what lessons for wealth we can learn from Benjamin Franklin. This show is an audio recording of Franklin's essay, "The Way to Wealth." Enjoy! Joshu...
https://sites.libsyn.com/46144/536-the-way-to-wealth-by-benjamin-franklin
It's Friday! Today I'm interacting with your comments on recent episodes of the show. We discuss: Correcting an error on real estate basis Radical financial plans vs traditional plans What happ...
This show rounds out some friendly advice to help any interested listener who wants to put together a well-equipped home armory to do so in a thoughtful and financially prudent way. Today, we t...
https://sites.libsyn.com/46144/534-friendly-advice-to-help-you-buy-your-first-ar15-rifle
It's Friday! Today we cover: AirBnB Business Deductions Deductibility of Losses on a Personal Rental How to Get Great Podcast Guests If you'd like to join next week's Q&A call, do so here: www....
Today, some ideas on how to save money by spending a little more than strictly necessary to insulate yourself from unnecessary temptation. Joshua Please support RPF on Patreon! www.radicalperso...
https://sites.libsyn.com/46144/532-spending-money-to-save-money
It's Friday! That means Q&A! Today, we cover: How to establish a will and trust when you plan to be living internationally for an extended period of time. How to plan ahead to pay for kids' colle...
Guns are great investments. Well, perhaps I should say that it's possible for guns to be great investments...and at the worst, they are a decent store of value. If you've never owned a firear...
Friday Q&A today! We cover: How can I protect myself from the risk of disability without getting disability insurance? How can I make sure that future, unknown risks are adequately covered today?...
This is the audio recording of an essay published in the Fall of 1993 in The Public Interest magazine. The essay is titled: "A Nation of Cowards" by Jeffrey Snyder. You can access a text vers...
https://sites.libsyn.com/46144/a-nation-of-cowards-by-jeffrey-snyder-audio-version
The tagline of RPF is "...living a rich life now..." But it's hard to LIVE a rich life if you're dead. So I'd like to help you--and others--have a higher potential of staying alive. I have lo...
As a--ahem--more practical follow-up to yesterday, here is my advice for a listener on how to buy a used car. Joshua Please support RPF on Patreon: www.RadicalPersonalFinance.com/patron
Flipping through my feed and I cannot believe what you just did. You idiot! Joshua Please support RPF on Patreon: www.RadicalPersonalFinance.com/patron
https://sites.libsyn.com/46144/526-you-bought-a-pickup-truck-you-idiot
“The philosopher Diogenes was eating bread and lentils for supper. He was seen by the philosopher Aristippus, who lived comfortably by flattering the king. Said Aristippus, ‘If you would lear...
https://sites.libsyn.com/46144/525-living-on-lentils-and-serving-the-king
Today we answer this question: "I have accumulated $6,000 in credit card debt from a period of unemployment; should I use some of the $10,000 I have in my 401(k) to pay it off?" Enjoy, Joshua...
If you want happy-go-lucky, unicorns-and-balloons-in-the-sky Joshua, skip today's show. If you want angry Joshua to opine on his disgust with the US American politicians' lack of fiscal restrai...
https://sites.libsyn.com/46144/523-last-weeks-fiscal-catastrophe-and-your-response
Love isn't primarily a feeling. Love is an action. Love does. You can show love with money in many ways, but a massively powerful way is by giving. Here are some ideas and thoughts to encoura...
I thought you might be interested in some behind-the-scenes discussion of how we recently bought our rig for an intended full-timing RV trip around the USA this summer. We did some things well ...
Mrs. RPF and I are excited to announce some of our plans for a nation-wide tour during 2018. Details in the show! Joshua
https://sites.libsyn.com/46144/520-coming-to-see-you-in-2018
In today's show I'm going to teach you one simple technique that will help you get more stuff for free. Try it and see! Joshua Please support Radical Personal Finance on Patreon! www.RadicalP...
https://sites.libsyn.com/46144/519-how-to-get-more-free-stuff
Feeding yourself (and especially children!) on the road can utterly destroy your budget. Here are some tips and tricks I've learned that will be helpful to you. Joshua Please support RPF on P...
This is an essay that has been deeply influential on my life. I hope you find it insightful and thought-provoking. "Isaiah's Job" by Albert Jay Nock was first published in The Atlantic Monthly ...
Money is important. But it's not #1. Joshua On the Importance of Putting First Things First by JD Roth Support RPF on Patreon: www.radicalpersonalfinance.com/patron
https://sites.libsyn.com/46144/516-dont-let-your-pursuit-of-money-ruin-your-life
Social Peer Pressure is significant. And it affects most of us with regard to our spending. Here are three strategies I think through when considering how to combat it. Joshua Please support ...
It's Friday! That means we do live Q&A. Today: Should I Front-Load my 401(k) Contributions? Should I Fire My Financial Advisor For Lack of Value? Enjoy! Joshua If you'd like to join for a fut...
Your financial tracking system is there to serve you. Make sure it's serving you effectively. Here's how! Joshua p.s., I use YNAB. Sign up for a free trial here: www.radicalpersonalfinance.co...
One of the simplest and most effective tools you can employ to help you save money on the things you buy is a price book. In today's show, I share with you what a price book is, how to use it, an...
It's Friday! That means Q&A time. Today we cover: Should I Use my 401(k) Money to Invest in Real Estate with a Self-Directed IRA What Questions Could a Client Ask their Financial Advisor for a Mo...
Today: Which expenses matter the most? The value of variable expenses instead of fixed expenses. The importance of developing skill and resilience. Joshua Please support RPF on Patreon: www.Rad...
https://sites.libsyn.com/46144/510-which-expenses-in-your-budget-matter-the-most
You need to know. Joshua www.RadicalPersonalFinance.com/YNAB www.RadicalPersonalFinance.com.patron
https://sites.libsyn.com/46144/509-how-much-does-it-cost-you-to-live-today
Today we cover the three basic methods to save money: Buy it cheaper Make it last longer Use it less Any one of these strategies is useful. But the real power comes when you implement all three...
It's Friday! And it's time for Q&A. Today we cover: Should I Move From My Apartment and Buy a House in the Suburbs How do I Set Up a Solo 401(k) So I Can do a Mega Backdoor Roth IRA Should I Work...
Here's today's end-of-year wrapup for 2017! Joshua's thoughts on tax reform... ...and bitcoin... ...and your financial tracking systems for 2018... ...and a good year-end cleanse... oh, and Merry...
(My interview starts at 7:30 into the show.) I recently gave an interview to the Complete Privacy and Security Podcast on the topic of financial privacy. I think it was a really good interview....
Today, I'd like to interrupt the personal finance content with a show on podcasting. After recording over 500 episodes of Radical Personal Finance, I feel like I have some valuable lessons to sha...
If you enjoy learning how common financial instruments can be used to achieve incredible results, you'll enjoy this show. Joshua
https://sites.libsyn.com/46144/504-roth-iras-are-really-awesome-tools-heres-an-example-why
Today I have a replay for you of Episode 121. This episode was originally released December 17, 2014 and the information should be as relevant today as it was then. Notes are here: https://radi...
https://sites.libsyn.com/46144/replay-121-last-minute-tax-planning-ideas-to-save-you-money
I really hate it when I see people bullied. And I especially hate to see debtors bullied by unethical debt collectors. In today's show I share with you some tools, tactics, and techniques and k...
Joshua J Sheats, MSFS, CFP®, CLU®, ChFC®, CASL®, CAP®, RHU®, REBC® is a financial planner and the world’s leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement. Joshua is dedicated to helping normal people achieve financial freedom in 10 years or less by merging the creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies the complex topics of money and makes the boring financial mumbo-jumbo less boring. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management.
Today's episode is an interview I gave for the "In The Rabbit Hole" urban survival podcast. This episode was first released October 30, 2017 here: https://www.intherabbithole.com/e232/ Joshu...
Today we continue our discussion of how you can achieve financial freedom in 10 years or less with an analysis of a business I thought my way through recently: that of working as a mobile RV repa...
I've had today's show in my head for the last few weeks as I've watched Hollywood--and the world--rocked day by day with allegation after allegation of sexual abuse by major, major stars. I've ...
I'm working on some back-office work this week and hustling to finish delivering the Radical Personal Finance Guide to Career and Income Planning before the Thanksgiving holiday, so today you get...
Today's show is very special. Together, we celebrate 500 episodes together! The show is centered on your voices and your feedback. This is a very meaningful milestone for me. When I began RPF, ...
https://sites.libsyn.com/46144/500-a-community-celebration-of-500-episodes
Lots of people wind up living in their cars out of extreme financial stress. But today, I'm going to share with you a few of my strategies for living in your car for fun. I've never lived in my...
https://sites.libsyn.com/46144/499-how-to-live-in-your-car-and-love-it
I recently took a friend of mine (who is super broke) through a grocery store and shared with him some of my strategies to fill your tummy when you're flat broke. This should help you save some...
https://sites.libsyn.com/46144/498-how-to-eat-super-super-cheap-when-youre-flat-broke
After reading hundreds of listener emails this week, I've become very clear on the #1 mistake of the Radical Personal Finance audience. Here's my attempt to help. Joshua
https://sites.libsyn.com/46144/497-prioritize-your-life-not-your-money
No, that title isn't clickbait. There really is risk created by paying off debt too quickly. Details in the show. Joshua
https://sites.libsyn.com/46144/496-the-risk-of-paying-off-debt-too-fast
Today, we handle this interesting question from a listener: "In talking about Samaritan to a pastor-friend he threw out the scenario that your middle school age son is injured in an accident wh...
Erin writes in and says: "I love listening to your podcast- I know you've had a few episodes recently in reaction to current events. As a resident of the Bay Area I hope you could do an episode i...
Fun question today for our Friday episode...comes in from Chris: Joshua, Looking to see if you have any insight on emotional/psychological decisions versus logical decisions when it comes to ...
https://sites.libsyn.com/46144/493-should-i-sell-my-harley-and-buy-some-more-mutual-funds
I thought about simply calling today's show, "On Hammers." You pick the title you prefer...but recognize the truth: tools are tools and their usefulness depends not on their inherent attributes...
Today's show rounds out a special series of live Q&A shows. Today we cover: 1:20 Should I put more money into my retirement plan or buy a house? 18:45 Can I use a donor-advised fund as a smart wa...
I've been doing a live Q&A series...today we cover these: 1:24 - Can I Pay for My Seminary Degree with Early Distributions from a Retirement Account? 13:30 - Can I Still Become Financially Indepe...
As we all watch and process the mass shooting in Las Vegas this weekend, I thought it would be appropriate to share a few lessons learned. I always try to process an event like this with an eye...
I'm hosting a special Q&A series this week which is open to the entire listening audience. Today we tackle: What Should I Do With a Large Bonus? How Can I Counsel a Young Lady Who Is Using Her ...
On Friday's, we do Q&A for our Patrons ! Today, we cover: Should I Use a Whole Life Insurance Policy as My Retirement Bridge? Should I Concentrate All of My Investment Accounts With One Manager? ...
I feel like I owe it to you to keep you semi-current on the state of tax policy in the USA. But, it's too early to have any serious details about the current Republican proposals. I thought ins...
Today's question involves a generous financial gift from an in-law. How should this listener handle it to make sure it's a blessing and not a curse? Joshua Support RPF on Patreon: www.radicalpe...
https://sites.libsyn.com/46144/484-how-should-i-handle-a-sizable-gift-from-my-in-laws
I'm just wrapping up a week and I've been off the mic for all of it due to being sick. Wanted to share with you a short motivational monologue to encourage you to keep pressing forward in the c...
https://sites.libsyn.com/46144/483-this-too-shall-pass-keep-pressing-forward
I've been sick most of the past week and am especially struggling with my throat/voice. When Joshua no speak, RPF no happen. (And of course that's a good reminder of the value of disability plann...
Today we tackle the Equifax security breach. This is the most damaging release of personal information ever. And you need to take it seriously. You must assume that you have been affected. At t...
I was inspired to do this show by watching a recent conversation thread in the RPF Facebook Group about where to store your emergency fund. I thought it'd be fun to share with you the things I...
https://sites.libsyn.com/46144/481-where-should-i-keep-my-emergency-fund
Hey Radicals! Thank you to so many of you who have inquired of our health and safety following Hurricane Irma. Here's my personal report for you! Short version: we are well. :) Joshua
https://sites.libsyn.com/46144/how-we-fared-in-hurricane-irma-personal
I've been busy today preparing for Hurricane Irma here at the Radical Personal Finance Global Headquarters. At the moment, the National Hurricane Center forecasts the eye of the storm to pass s...
It's Friday! On Fridays we do a live Q&A show. Today we cover: (2:30) What Should a New Expatriate Do With Their Investment Money? (18:30) What To Do With an Old Pension? (26:40) How Should a New...
Whenever there's a natural disaster, we have various articles on price gouging's lamentability, to wit, its harmfulness and illegality . But, is it really bad? I say not. "Price gouging" (...
https://sites.libsyn.com/46144/478-the-utility-and-morality-of-price-gouging
I've been watching the #HoustonFloods this weekend and considering the lessons I can learn for my own disaster planning. Today, I share some useful ideas for you about how to plan for events li...
Yesterday I was watching the solar eclipse (up north in the 100% band) and I happened to have breakfast with an expediter. Not sure what that is? Basically, a truck driver who drives a van. (...
Time for Friday Q&A! If you'd like to join for a future show, sign up here: www.radicalpersonalfinance.com/patron Today, we cover: 2:00 Should I refinance my credit card debt by moving it to a...
As I celebrate the opening of the registration page for the beta launch of the new Radical Personal Finance Guide to Career & Income Planning, I intend to share with you a few simple lessons rel...
I've had a tough summer. I have nothing to complain about. I've been richly blessed and, in almost every way outside of Radical Personal Finance, life has been sweet. But, RPF hasn't been so grea...
https://sites.libsyn.com/46144/473-whats-wrong-with-radical-personal-finance
On Fridays we do a live Q&A which is open to Patrons of the show. Become a Patron at www.RadicalPersonalFinance.com/patron Today we cover: Can I Have Both a SIMPLE IRA and a Traditional IRA Wh...
On Fridays, I host a Q&A call. Patrons of the show are invited to call in and ask any question they want! Today, we cover: (1:57) What's the best type of retirement plan for my wife's side bus...
There's been an interesting switch in the world of personal finance wherein some people are building financial plans based on extremely low spending projections. In essence, some people assume th...
Welcome to another Friday Q&A Show! Today, we cover: Is It Legit That You Can Find Missing Money That's Still Unclaimed Should I Take Free Housing With a Longer Commute How Do I Deal With Massive...
Friday Q&A is back! Today: How does an LLC Protect My Liability and Help Me Save on Tax? How Can I Lower My Tax Bill on the Sale of My House? If you'd like to participate on a future show, sign...
I've long struggled to know how to advise people with regard to debt. On the one hand, the use of debt can dramatically increase the financial returns of an investment. On the other hand, debt ca...
I've alluded to my long-term guess that the US Government will default on many of its current promises. But, I've never really supported that argument. I thought I'd kick that support off tod...
I've never invested in raw land. My #1 reason? Since raw land has no utility, there's no way to pull income from it. And at this stage of my life, I value income-producing assets. But, my guest...
Today's episode is Part 2 of a mini-series on the seasons of life. The world of work is changing rapidly. We find ourselves pressed on all sides to do more work and different work. And yet in...
Poverty is hard. Money helps to make life less hard. But, in our modern world, it's hard to figure out how much money is enough. As you go through the seasons of your life the usefulness of mon...
Today I have an interview for you with Ben Higgenbotham, a funeral director who's also well in tune with the Radical Personal Finance philosophy. He's here today to share the inside scoop on ho...
What do dentists who shoot lions , publicists who make jokes in poor taste on Twitter and Indiana pizza makers have in common? Their lives were suddenly and irrevocably changed for the worst wh...
I frequently get this question: "Joshua, what should I invest my money in?" Well, that's a hard question to answer. I'm not you, so how should I know? But, here are the factors I think you sh...
https://sites.libsyn.com/46144/460-how-to-decide-what-to-invest-in
Many people are far too free with their personal financial information. This can be very dangerous. You cannot expect your financial advisor to keep your personal information private, secret, a...
https://sites.libsyn.com/46144/459-dont-trust-your-financial-advisor
I'm not sure how to explain this one to you via text...perhaps it's just better if you hit play and listen! :) Joshua
I'm a big fan of Cal Newport's work and I stumbled across this TEDx talk that he gave on the topic of social media. Consider his points and see how they might relate to your personal social med...
https://sites.libsyn.com/46144/quit-social-media-by-dr-cal-newport
Hey Radicals! Today's show is a little audio ramble among friends to tell you that my wife and I are celebrating the birth of a new little baby boy! (I also tell you about my 3-year-old's fir...
https://sites.libsyn.com/46144/457-celebrating-the-arrival-of-a-new-baby
Rounding out our theme this week of how to survive and thrive during police encounters so that you are not arrested and imprisoned, I bring you an important video by the Flex Your Rights organiza...
https://sites.libsyn.com/46144/10-rules-for-dealing-with-the-police-audio
This is the audio from a presentation at the CATO Institute by Law Professors James Duane and Randy Barnett. (original video: https://youtu.be/gpkc2FZFR5k) It is a follow up of the concepts ou...
I urge you to make the time to listen to this presentation about why you should not talk to the police, no matter your guilt or innocence in any matter. This is an audio presentation of this Yo...
If you get arrested, you can kiss anywhere from thousands to hundreds of thousands of dollars good-bye. You need insurance against that eventuality. Today, I'm going to teach you why it's vit...
https://sites.libsyn.com/46144/456-protect-your-money-by-arrest-proofing-yourself-and-your-children
My guest today is Dr. Marilyn Brodeur, founder of the Infant Dental Center in Corpus Christi, Texas. Marilyn reached out to me after hearing my response to a caller in Episode 417 who was stru...
I don't have a new, original show for you today. But, I do have this interview that I gave last year on Everything Financial Radio! My segment of the show begins at 22:20. Enjoy! This is the orig...
It's Friday! That means Q&A: Where Should a 48-Year-Old Focus Financially for Retirement? Should I Sell a Stock that Makes Up 25% of My Net Worth? Should I Move Across the Country So My Children ...
Today we tackle the Rule of 72 with a quick explanation of what it is and why it's useful to you.
The Millionaire Next Door Wealth Index: "Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealt...
https://sites.libsyn.com/46144/451-the-millionaire-next-door-wealth-index-how-do-you-stack-up
About once a week, I get an email asking me for my opinion on network marketing opportunities. So, today, here is my opinion and advice for you! Joshua Please support Radical Personal Finance o...
Here's a great Monday-morning sermon by ETtheHipHopPreacher to kick off your work week. Thank God it's Monday! Original video: https://youtu.be/5fsm-QbN9r8
https://sites.libsyn.com/46144/secrets-to-success-etthehiphoppreacher
We do a live Q&A show on Fridays. Today we cover: How Do You Help Young People Engage in Goalsetting? How Much Debt Is Too Much on Rental Properties? How Do You Help Your Brother-In-Law Learn Abo...
I've often made comments like, "Your 401(k) won't make you rich." Or, "People Don't Get Rich Because they Invested in Their 401(k)." A listener recently asked for clarification on that statemen...
https://sites.libsyn.com/46144/448-mythbusting-your-401k-wont-make-you-rich-heres-why
A little while back I gave this interview for Joe Fairless on his show, "Best Real Estate Advice Ever." We focused on the intersection between personal finance and professional financial advice. ...
Today, please enjoy this recording of my appearance on Episode 107 of the Sound Retirement Planning Podcast with Jason Parker! This show was recorded in Q4 of 2016. http://soundretirementpla...
I see lots and lots of people talking about the idea of "passive income." Everywhere I look, I hear people talking about passive income and why it's so great! But, I've heard very few people de...
https://sites.libsyn.com/46144/447-mythbusting-the-myth-of-passive-income
It's Friday! On today's Live Q&A show we cover: Should I sell the house we just moved out of? How Do I Figure Out If I Should Fire My Financial Advisor or Not? How Can I Organize a Really Cool Ne...
Today, we cover this question: Joshua, My husband and I love your show and would LOVE IT if you could help us answer a question from your point-of-view. Facts: We're completely debt-free ex...
Today's show comes by inspiration of this listener question: "Joshua, will you please send me a link to the best show on your website for a woman wanting to convince her husband that they can mak...
https://sites.libsyn.com/46144/444-yes-you-can-afford-for-your-wife-to-stay-at-homeheres-how
I've really got a great show for you today. It's one that brings together so many things that I love talking about! Travel with Family, Entrepreneurship, Marketing, Financial Independence, and mo...
It's tax-time! That means that you face a problem: how should you do your taxes? Should you print off the 1040 form from the internet and fill it in by hand? Should you use tax software? Should y...
It's Friday! That means it's time for a live Q&A show. Today we handle two questions: How Can a 13-Year-Old Young Man Get His Start as a Financial Advisor? How Can an Early Retiree Calculate If...
Today's show is dedicated to marketing. I focus on answering a specific question about podcast marketing, but I do share a number of tips that are applicable on a broader basis. Here's the ques...
https://sites.libsyn.com/46144/440-how-to-grow-your-podcast-audience-with-effective-marketing
I wasn't quite sure how I should approach today's book review of Tony Robbins new money book, so I asked the Radical Personal Finance Facebook group . I wrote: "I'm about to record my review of...
I recently completed a brief demographic survey of the Radical Personal Finance audience. I learned a ton about who you are! I thought it would be fun for me to share it with you and share how ...
On episode 425 of the podcast I interviewed Mr. Money Mustache . That episode was not intended to be an introduction to his teaching or his philosophy; rather, it was a human interest discussion ...
https://sites.libsyn.com/46144/437-mustachianism-101-the-philosophy-of-mr-money-mustache
Hey Radicals! We're quickly coming up on Episode 500 of the show. To celebrate, I'd like to do a special show, exclusively featuring your stories. 1. Will you please record a quick 2- or 3-mi...
https://sites.libsyn.com/46144/special-request-please-send-me-a-voicemail-and-a-picture
I'm traveling today and unable to record. Enjoy my recent interview on the Richer Soul podcast! http://richersoul.com/2017/03/07/ep-0010-richer-soul-joshua-sheats-radical-personal-finance/ ...
https://sites.libsyn.com/46144/out-about-my-interview-on-the-richer-soul-podast-with-rocky-lalvani
I learned about business and money during my six years working as a financial advisor than at any other time period in my life. Today I'm kicking off a series sharing some of the lessons that h...
It's Friday. Pay attention. That means the weekend is here. Have you planned and scripted it out for maximum results? Do it. Love you, Talk next week... Joshua
https://sites.libsyn.com/46144/435-plan-your-weekend-this-weekend-like-you-plan-your-workweek
My guest today is a lady named Ruby. We met at Camp Mustache SE 2017 a couple of months back and I got to hear her immigrant story! She and her husband are both recent immigrants to the United St...
I've been thinking about computer and data security this weekend and I decided to run with that theme for today's show. I've compiled a simple list of 18 tips for you to enhance your financial ...
My guest today is Gwen, writer at www.FieryMillenials.com She is a hardcore saver who is working her tail off to reach financial independence and to teach others through her story. This is a...
Today I answer this listener question: Hi Joshua, I am a 22 year old recent college graduate. I have since landed a job and have been working for about 4 months now. Prior to graduating colleg...
Today, I answer this question from a listener: Joshua- Fan of the show and a Naval Officer. I have some questions on overall investing strategy. I have close to 17 years in the Navy and will ...
Listener Allyn writes in with this question: "What are your thoughts on using whole life insurance as a college savings plan? If you don't like it, why?" My thoughts are in the show! Joshua T...
https://sites.libsyn.com/46144/429-should-i-use-whole-life-insurance-as-a-college-savings-plan
Do you feel richer today than you did yesterday? If not, why not? Joshua Daily by Seth Godin How to Get Richer Every Day by Mark Morgan Ford
https://sites.libsyn.com/46144/428-how-to-get-richer-every-day-questioning-commonly-accepted-wisdom
Different people learn in different ways. For that reason, we need many new approaches to helping people learn about financial independence. I'm glad to bring my new friends Jonathan and Brad o...
It's Friday! That means a live Q&A show. Today we tackle: Should I Get Rid of my 3rd Car? What is a Modified Endowment Contract and How Does it Work? What Should We Do With All This Extra Money o...
Today, I bring you an interview with the #1 most requested guest! Mr. Money Mustache himself. I connected with him while up in Gainesville for Camp Mustache a couple of weeks ago. This interv...
Every day I mention that little slogan, "financial freedom in 10 years or less" in my intro. It's an aggressive, spicy little slogan. But I probably don't do a good enough job of highlighting wha...
Perhaps you've noticed that the topic of refugees has been in the news. The recent news sparked this question in the Radical Personal Finance Facebook group . If I were unexpectedly detained/dep...
I'm traveling today (appropriately enough), so I'm not able to serve you with a Q&A show today. Instead, enjoy this recording of my appearance on the Nomad Together Podcast! This show origina...
I have a special treat for you today. If you had the chance to sit down with the former President and CEO of Lehman Brothers and talk about his career and money, would you take that chance? W...
I love to learn from people who have experienced great success in their lives. But sometimes, you can learn more from failure than success! Today, I've invited a new friend of mine on the sho...
My guests today are Joel and Alexis. I met them while hanging out at Camp Mustache SE in Gainesville and was intrigued by their story! They went from being a fairly typical young couple with a ...
Car leasing is the most expensive way to operate a vehicle. Car leasing is the cheapest way to operate a new vehicle. Both of those statements are true. In today's show I explain why! And I...
Quick on-the-road show today to share listeners' suggestions, additional information, feedback, and questions. Joshua Timestamps: (thanks to the hard work of a listener!) 0:00 Intro 6:00 Jo...
https://sites.libsyn.com/46144/418-saturday-qa-your-comments-suggestions-and-questions
On Fridays I host a live Q&A show! This show is open for Patrons to call in and talk with me about anything they want to. If you'd like to participate in this call, become a Patron! www.radical...
My guest today is a man named Bill. We met at Camp Mustache SE this past weekend. As soon as I heard a little bit of Bill's story, I knew I needed to get him on the show for you! Bill is a re...
Today I have a simple--but profoundly important--concept for you to consider and embrace: your personal safety. There are small safety decisions that you can make that have a huge potential imp...
I always keep my eyes out for interesting and unusual lifestyle stories. Last week when I was researching cheap coffin plans, I came across the $5 DIY coffin plans at PiedmontPineCoffins.com . ...
This past weekend I had the privilege of addressing the very fun crowd of hardcore Mustachians gathered in Gainesville, FL for Camp Mustache SE 2017. (Mustachian = acolyte of the Mr. Money Must...
On Fridays we do a live Q&A show! If you'd like to join me on the next one, sign up to support the show as a patron! www.radicalpersonalfinance.com/patron Today we cover: How Can I Gain Enough...
The health of your credit score is an important subject. It's important that you keep your credit report squeaky clean and your credit score high. Today, I'm going to give you some simple, free...
The Dow Jones Industrial Average has been steadily flirting with an all-time record of 20,000 points. I certainly expect it to cross that threshold any day. But, so what? Today I tackle the...
https://sites.libsyn.com/46144/410-dow-20000-what-does-it-mean-and-what-should-you-do-about-it
Ain't it strange how so many of the universal human experiences cost so much? Childbirth. Marriage. Getting Old. Death. All of them can cost a bunch of money. But does it have to be that way?...
https://sites.libsyn.com/46144/409-how-to-get-yourself-put-6-feet-under-dirt-cheap
What's the point of budgeting? Isn't it supposedly supposed to help you get richer? Well, one way to make budgeting matter is if your budget categories actually help you to understand what's ha...
https://sites.libsyn.com/46144/408-budget-categories-for-the-new-year-that-actually-matter
I think RVs are awesome. In fact, my family just got back from a very fun 2-week RV trip last week! But, RVs can also be a major money drain. Much like boats, it's easy to overestimate the plea...
Hey Radicals! Happy new year! I was planning to come into 2017 with a bang, but a stomach bug turned the bang into a fizzle for me. Oh well! You'll be hearing some changes to RPF in coming ...
I missed a couple of important points on the previous show on Health Care Sharing Ministries (HCSMs). Today we wrap those points up with a quick discussion of: catastrophic protection deductibili...
Today I tell you why we don't have health insurance in my family and what we do instead! We continue our health insurance series today with a discussion of Christian Health Care Sharing Ministrie...
One of the major burdens that the passage of the Affordable Care Act placed upon us is that we are required by law to maintain health insurance coverage. Or, if we don't, we have to pay a tax pen...
If you're building a business, you may reach a point in time at which you need more money to expand your operation than you're currently receiving from your revenues. Traditionally, this is whe...
So, you set a goal for your income next year. Great! Good job! That's a nice place to start. But it does nothing for you if you don't translate it into an hourly income goal. Listen to the ...
I learned the hard way not to wait until the end of December to think about how my past year went and how I wanted my next year to go. Don't wait. The first two weeks of December are your gol...
https://sites.libsyn.com/46144/400-the-first-two-weeks-of-december-are-crucial-for-your-2017-success
Happy Thanksgiving Day, Radicals! Joshua
https://sites.libsyn.com/46144/399-thanksgiving-greetings-and-encouragement
One of the thorny research projects which I'm personally undertaking is to study the most effective ways to invest my money and my life into my local community without passing through the financi...
Today we continue our health insurance series with a discussion of the Premium Tax Credit. The Premium Tax Credit is available for those whose income is between 100% and 400% of the Federal Pov...
Today I've invited real estate investor Joe Fairless on the show. And yes, we chat about real estate. But, I don't have him on to speak about real estate exclusively. Rather, I want you to pa...
Today, I share my thoughts on the Trump/Clinton election and connect it with a discussion of why I'm philosophically and morally opposed to Obamacare. (Hint: it's not because I hate sick people.)...
In case you haven't heard, this Presidential election is the most important one in your lifetime. And, it will retain that title until November 9 when the 2020 election will take over as reigning...
Today we embark on our journey through the wild and woolly world of health insurance. This topic is utterly frustrating to navigate and incredibly divisive in philosophy. Obviously, it's a pe...
If you look at all of your expenditures and methodically add up all of the money you've spent in the last year on taxes (of all types), you will likely find that taxes are one of your largest spe...
My guest today is Craig Cody, CPA, co-author of the book "Secrets of a Tax-Free Life: Surprising Write-Off Strategies Most Business Owners Miss." We discuss: Paying your paying your kids in you...
Have you ever thought about engineering your layoff from your job as a means to advancement to your next opportunity? After all, if you get laid off instead of quitting, there are a whole host ...
There are two phrases that we commonly use that are very destructive to your personal empowerment. I recommend that you identify them and remove them from your vocabulary. Try it! You'll th...
The title says it all. Joshua p.s., Sorry about the double show on the last episode. I am presently without a working computer, but I'll fix it ASAP.
From time to time we get buying opportunities that emerge from a wrinkle in the marketplace. I think I see an opportunity right now for those of you who are in the market for a new car with the 2...
I shudder and cringe when I hear someone who's thinking about upgrading their car because the new one gets better gas mileage. I don't often yell, but please indulge me for a moment. YOU SHOULD...
This is an audio file containing Steven Harris's free Family Emergency Preparedness Class. This class contains very useful and practical information regarding emergency preparedness. Some of ...
https://sites.libsyn.com/46144/audio-of-steven-harriss-family-emergency-preparedness-class
This is an audio-only version of Wendy DeWitt's "Sensible Food Storage" seminar. This is the most practical, complete seminar on home food storage I've ever been able to find. You can view the ...
https://sites.libsyn.com/46144/audio-of-wendy-dewitts-sensible-food-storage-seminar
If you were unable to buy food for your family for the next couple of weeks, would you and your family be well-fed or would you be quite hungry at the end? Today, we tackle the question of food...
If you were unable to buy food for your family for the next couple of weeks, would you and your family be well-fed or would you be quite hungry at the end? Today, we tackle the question of food...
When I make a significant purchase, I always try to pay attention to the process of that purchase. I analyze my psychology and desire for the item, I consider carefully the decision process, an...
https://sites.libsyn.com/46144/383-budget-for-the-accessories
I recently read an article from the New York Times called, "It's Official: The Boomerang Kids Won't Leave ." The story is a familiar one: adult children fall on hard times after college and need...
As I release today's show, Hurricane Matthew is threatening the east coast of Florida and the Carolinas. (Today's show is not specific to Hurricane Matthew. The content is useful in any natural d...
Are you an employee? Want to make more money? Want to have a tremendous career? Listen to this show. Joshua Patronize me: www.radicalpersonalfinance.com/patron Talk to me: www.radicalper...
On today's show I cover four of the major perils of success. Both failure and success have danger points. You might think a lot about the dangers of failure. But are you aware of the perils of ...
My guest today is Jason Vitug. Jason has a very interesting story of beginning at the bottom of the work-world, advancing quickly to company leadership, and then walking away to pursue travel and...
I recently appeared on Paula Pant's Afford Anything podcast for an in-depth discussion of the stages of financial independence. The interview was one of the favorite interviews I've done in a w...
Hey Radicals! I'm heading to California today for #FinCon16. I'd love to connect with as many of you as possible while I'm there! I'll be available on Thursday, Friday, and Saturday (9/22 to ...
We know that it's worthwhile to increase income in order to reach our financial goals more quickly. But how can we do that? One proven way is to get advanced education by attending graduate sch...
I received the note below from a listener of my show and today I answer it! Enjoy, Joshua ----- Hi Mr. Sheats! I'm a home educated 13-year-old fan of your podcast. I love how in-depth...
My guest today is Lauren Greutman. Lauren has been on RPF before (with her husband Mark) way back at Episode 108 . But today she's back today as part of the book launch tour for her brand-new b...
On Fridays, we do Q&A. Today we cover: How Should I Structure My Purchase of an iPhone? What Should I Think About When Buying a House? How Many Credit Cards Should I Have For Optimal Living? Ho...
You want to start a business...so, you have to decide what type of business entity to use, right? Well, yes and no. Yes in the sense that it is an important decision. But no in the sense that...
Whatever begins to exist has a cause. This fundamental truth governs much of your thinking. And yet, have you stopped to consider its application and how you can adjust this to your benefit? ...
Hey Radicals! Tough week this week and I'm behind on shows. My apologies! I thought you might enjoy this recent interview I gave on Everything Financial Radio in Grand Rapids, Michigan. The...
Today's show is dedicated to the idea of mobile home investing. John Fedro stumbled into the mobile home investment business and has since made it his unique area of specialty. Mobile homes hav...
On Fridays, I host a live Q&A call! Today we cover: Should I Take a State Defined-Benefit Pension Plan or Choose a Defined-Contribution Option? Why Do So Few People Grasp How Simple It Is to Beco...
Ever since I sat down and designed my "Seven Stages of Financial Independence ," I've been a bit bothered by Stage 7: Financial Abundance. I inserted it at the end of the list because I think t...
Your personal credit and credit rating are an important component of your financial life. But did you know that you can also establish, build, and utilize an entirely separate credit file on your...
Today we tackle Social Security with Devin Carroll from www.SocialSecurityIntelligence.com Devin is a financial planner who has taken a special interest in consulting on the topic of social ...
My guest today has been from the lowest of lows to great heights of success. And then he repeated the cycle at least a time or two. Rod Khleif has owned over 2,000 houses and apartments. He has...
Do you wish to set out and travel but feel like you lack the money? Well, what if you did it anyway and just adjusted your style of travel to fit a more modest budget? My guest today is long-ti...
My guest today is Daniel Crosby. Daniel is a behavioral economist and he has applied his expertise to the question of investing. One of the greatest challenges investors face is managing their ...
I tried as hard as I could to ship a financial planning show today, but it just didn't get done. Oh well. I don't always promise to release audio to you every day, but I didn't want to leave ...
https://sites.libsyn.com/46144/the-power-of-your-personal-philosophy-audio-from-jim-rohn
My guest today is Kathy Fettke. Kathy has a very interesting story of learning to invest in real estate during a time of personal crisis. She has since leveraged her experience to build a busines...
I'm fascinated with stories of immigrants to the United States. If you mentally put yourself in the shoes of an immigrant and then ask how you could become wealthy, even if you started with nothi...
The past few weeks have been a bit depressing for me due to the absurdity of national politics here in the United States. I broke my personal rules of not getting involved with national politic...
On Fridays we do Q&A! Are Bonds Necessary for Good Asset Allocation Traditional 401(k) or Roth IRA How to Leverage Long-Term Travel for Career Advancement What Kind of Retirement Plan to Put In...
How much money do you spend eating out? How much money could you save simply by learning to cook for yourself? My guest today is Ketura from www.FreeToCook.com and she's here to share her per...
Today we round out the 4-part disability series with: A wrap-up of some key concepts Taxation of disability insurance premiums Various types of disability insurance policies Pregnancy and disabi...
College and all of its associated costs can make a big difference in your financial situation. Today, I've invited Brad Baldridge on the show to discuss the college planning process and the b...
Minivans get a bad rap in our modern culture. They're the brunt of endless jokes and I want to see that change. For some reason people think that minivans are suitable only for parents with kid...
https://sites.libsyn.com/46144/356-your-next-car-should-be-a-minivan-heres-why
The tagline I created for Radical Personal Finance is this: "...the show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful l...
https://sites.libsyn.com/46144/355-how-to-build-a-plan-for-financial-freedom-in-10-years-or-less
Today we continue our disability insurance series with a discussion of: How to determine the benefit amount of an individual disability insurance policy The interaction of group disability insura...
Often very large financial goals can be achieved in a relatively short period of time if you focus enough on the goal and execute a plan with intense action. Today, I bring you the story and ex...
On Fridays we do a live Q&A show here at Radical Personal Finance. If you'd like access to these calls, join here: www.RadicalPersonalFinance.com/patron Today we cover: Should I Purchase My ...
Today, we continue our series on "Living a Rich Life Now" by discussing material riches and how you can appreciate the ones you already have and enjoy more more material riches now, without wait...
Radical Personal Finance is "a show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now while building a plan for fin...
I've previously stated that I don't understand why anyone would go into the field of medicine as a way of getting rich. I understand why people would want to do it because it fits their goals a...
A lot of us face difficult situations. And it's tough to maintain a positive attitude. But, have you considered what some other people face? What would you do if you were facing a >70% unemploy...
June 1 is the start of hurricane season here in South Florida. June is always when I review my own hurricane preparedness plan and assess it for any weaknesses. I've also kept a close eye on th...
Today I've invited Jules Haas on the show to talk real estate entity selection and estate planning. Jules has an especially interesting perspective given where he lives and practices law: downt...
Today on Radical Personal Finance we veer into an interesting niche in the real estate market. Do you have an appreciated rental property with a lot of equity in it? Would you like to know how ...
My guest on today's show is Mr. Groovy, writer at the eponymous website www.FreedomIsGroovy.com He reached out to me and pitched me for some exposure for his idea of a Junior IRA. I accepted...
On Fridays, I do a live Q&A call for patrons of the show. Today we cover: When Should My Wife Take Social Security? Should I Buy Term Life Insurance as an Investment? If you'd like to join a ...
I'm always keeping my ears out for interesting ways to earn a living--or a side income. And today, I've got exactly that for you. My guest today is Brad DeGraw. Brad is an expert at selling stu...
My guest today is Matt Hall. Matt is a financial advisor who learned the hard way what works and what doesn't in the world of financial advice. One of the missions of Radical Personal Finance ...
On Fridays, we do a live Q&A show! Today, we cover: Should I Get Disability Insurance if I'm Only Working for Two Years What Happens to Disability Insurance If I'm Changing Jobs How Should I Save...
Today we continue our disability insurance series. We cover: Why it's so hard to compare disability insurance policies to each other Long-term disability insurance vs. short-term disability insur...
Today we speak with Jeff, the Happy Philosopher. Jeff is a doctor who was finding himself increasingly dissatisfied with his job. Knowing that if he didn't make a change, he would find himsel...
If you could only choose one type of insurance coverage to have, I believe you should buy disability insurance. In today's show, I seek to persuade you to agree with me. In short, this is my ...
On Fridays, we have Q&A! And today, I have some fun questions for you. My Advice on Starting an Experts Business How to Transition from a Stable Career to Unstable Entrepreneurship Opportunity...
I've decided--after many, many requests--to offer paid phone consulting to you, the audience. If you would like to consult with me on any topic of your choice, I'm now available to you! (Just u...
https://sites.libsyn.com/46144/335-my-new-consulting-businessand-yours-too
Ever wondered what the actual practice models are for financial advisors? Today, I've invited Sean Kernan on the show to talk about the inside business of financial advice. Sean is a financial ...
Today on RPF, I answer your questions: How to Lower Work-Culture Costs Without Being Perceived as a Grinch? Should I Take Out a TSP Loan or Student Loans for Grad School? Should I Take a Year Off...
Today on RPF, I answer your questions! How to Sell Whole Life Insurance to Buy Term & Invest the Difference People How to Help People Get Experience So They Know What Kind of Work to Do Joshua's ...
My guest today is Chad Carson. Chad is a real estate investor and financial freedom pursuer. I've invited him on today's show to share his story of how he began investing in real estate with ...
Today on Radical Personal Finance we dig into the topics of living cheap and well! My guest is quite the radical guy and he's here to share with us what he's learned regarding: figuring out how...
Marketplace lending (a.k.a. peer-to-peer lending) is steadilyadvancing in impact and popularity. Although it's certainly not yeta dominant form of cashflow for borrowers nor is it a dominantinves...
On Fridays, we do a live Q&A call. If you'd like to join the call, sign up here: www.radicalpersonalfinance.com/patron Today we discuss: The Language of Marginal Tax Deductions Volunteering ...
Medical expenses represent a large percentage of our lifetime expenditures. But do they need to? My guest today is a practicing physician and he's here to share with us where we can rationally ...
Immigrants to the United States are much more likely to become millionaires than are natural-born citizens. And although my guest today lives in Canada, the parallel is clear. Dan Lok had a cha...
I love to explore interesting financial markets which are accessible to the common person who demonstrates a little bit of interest. Today we dig into one such market: guns. I've invited James...
On Fridays, we do Q&A! Today we cover: How to Invest $1k to 10k? How to Prioritize Competing Goals? Should I Stay in my Current Job Until I'm Vested? What Kind of Retirement Plan Should Middle-Ag...
One of our primary charges as parents is to raise our children from dependency to maturity and independence. One major component of this task is to teach them to be economically self-sufficient. ...
My guest today is Nicole Bryan. Nicole began her career as a schoolteacher with a pile of student loans. Today, she is on track to be financially independent by her 40th birthday. Her story wil...
My guest today is Michael Melissinos. Michael is a trend-following investment manager who has systematically built his own firm over the past few years. Michael's story presents both a case stu...
RPF is on Spring Break this week so I'm posting some different content than my normal show. This is a speech that I gave to a local podcasting meetup group here in South Florida called "Breaking ...
(RPF is on Spring Break this week, so I'm sharing some interviews with you where I've been featured on other shows. Enjoy! -Joshua) “I don’t think failure is a mark of shame. Failure and mi...
(RPF is on Spring Break this week so I'm posting some interviews where I've been featured on other shows. Enjoy my comments on sales in this interview with The Sales Evangelist! -Joshua) How we...
RPF is on Spring Break this week so I'm publishing some podcasts where I've been interviewed on other people's shows. This episode is a follow-up appearance on Nick Hazelton's podcast wherein h...
(I'm on Spring Break this week, so I'm posting an episode of Stacking Benjamins which featured my advice on how to invest to be Dave Ramsey. -Joshua) How do you become Dave Ramsey? You invest a...
https://sites.libsyn.com/46144/out-and-about-sb310-investing-to-be-dave-ramsey-with-joshua-sheats
Hey Radicals! RPF is on Spring Break for the next few weeks. (I do promise to go to the beach at least once--but no bikini pictures on Facebook for me!) I will release a few sporadic shows in...
On Fridays, we have a live Q&A show. Today we cover these two questions: Should I Switch from Employment to Self-Employment to Save Money? How do I Decide Between Model Portfolio Asset Allocation...
For most people, housing decisions are the largest financial decisions that they will make. And the mortgages usually associated with housing are the largest debts most of us will take on. And...
I love to discover unique people who embrace an unusual lifestyle. My guests today are a perfect example of such a lifestyle! Shane and Julie Good live part-time in a converted school bus and ...
On Fridays I do a Q&A show for Patrons of Radical Personal Finance. If you'd like me to answer a question for you, go here for information: www.radicalpersonalfinance.com/patron Today I answ...
https://sites.libsyn.com/46144/316-friday-qa-stay-at-a-low-cost
On Episode 133 of the show, I had a listener ask me for my opinion regarding the concept of "mortgage acceleration." Basically, it's the idea of taking out a HELOC on your house instead of (or ...
Have you ever wanted to invest through an IRA or 401(k) for the purpose of early retirement but found yourself stymied by the thought of paying a 10% penalty tax to gain access to your money? W...
What would you do if you left your big-shot corporate gig to pursue an entrepreneurial venture which then fell apart? And then you ran for public office? And lost. And then wound up living in...
Today, I respond in detail to this question from a listener: Hi Joshua, I have been really into personal finance for about 5 years now and am considering becoming a financial advisor, speci...
On Fridays, I do a Q&A call-in show which is open to Patrons of the show. Today we cover: Can US Americans Be Transformed Back Into Savers Should I Pay Off My Mortgage Early Should I Rent Out My...
I've been wanting to bring lots more "brick-and-mortar-type" entrepreneurs and success stories on the show. There are tons of incredible people out there that we can learn from. But, I've learn...
I've featured several doom-and-gloom guests on recent shows. I like to give people an opportunity to make their case to me as convincingly as possible and I always enjoy challenging myself with c...
I like to share as much "behind the curtains of the financial advice industry" stuff as possible. But I like to do it from a diverse perspective. If you like seeing how good financial planning ...
On Fridays I do a Q&A show for Patrons of the show. www.radicalpersonalfinance.com/patron Today, we cover these topics: Thoughts on Giving Unsolicited Advice Average Rate of Return vs. Real ...
I recently had the opportunity to interview Robert Kiyosaki, the author of Rich Dad, Poor Dad, which is the top selling personal finance book of all time. The concepts of Rich Dad, Poor Dad are...
In January 2013, I bought a house, proceeded through the whole process really carefully and thought I'd made some pretty good decisions. But a couple months after closing, I found out that I'...
On Fridays, we do a Q&A phone conference here at Radical Personal Finance. Today's call was unusual in that we only had one caller, so we spent a lengthy amount of time discussing one particular ...
Will you pay less taxes when investing in a Traditional IRA or a Roth IRA? Do you know? Are you sure? If you're not sure, the answer may surprise you. Let me know if you're surprised! Joshu...
https://sites.libsyn.com/46144/303-roth-ira-vs-traditional-which-one-pays-less-taxes
Hey Radicals! If you have emailed me (especially through the contact form on my website) and I haven't personally responded, please assume that I simply never received your message. I'd love ...
Today on the show we answer this question: "Hey Joshua, "I'm a fairly new listener and have been going through some of your older podcasts to absorb as much info as possible. I think you could...
I'm up here in Nashville, TN at the moment and had the opportunity to connect with Dan Miller from 48 Days to the Work You Love. Dan is a legend in the career advice business. He has helped man...
When I began podcasting, I was looking for information and advice. Although I found some good, there was a real paucity of advice from people who had done something like I wanted to do. I've ...
I've long admired Jack Spirko and his show "The Survival Podcast" as a voice of reason in an industry fueled by hyperbole and fear. He does a great job of teaching people how to systematically...
On Fridays I do Q&A. If you'd like to participate in a show like this, please become a Patron of the show and you will gain access to the information to call in for these shows. www.radicalperson...
I will be in Nashville, TN next week for a conference. If you're in the area, I would love to meet up with you. Please reach out to me on Twitter and let me know that you'd like to connect. www...
Can a hobby of writing about personal finance lead to becoming financially independent in a very short time? It did for Jim Wang, my guest on today's show. Jim founded the site Bargaineering as...
My guest today is Ann Barnhardt. I first became aware of Ann in late 2011 after she published a letter detailing the closure of her firm, Barnhardt Capital Management. At the time, this letter...
Over the weekend, I was reading the book "unWorking: Exit the Rat Race, Live Like a Millionaire, And Be Happy Now" by Clark Vandeventer while sitting in a tire repair shop, waiting for my tire ...
Friday Q&A show today! Is an umbrella liability insurance policy a good idea? Should I buy life insurance for my stay-at-home wife at my job? How do I finance real estate? What type of entity sho...
I'm delighted to have David Hancock on today's show. David is the founder and CEO of Morgan James Publishing. David has a fascinating business history and you'll benefit greatly from hearing hi...
I've decided to start doing regular live call-in shows as part of our Friday Q&A. Today we cover these questions: How much leverage/risk is appropriate when building a real estate portfolio? How ...
Do you have some excuses as to why you can't be successful? Well, get ready to get your excuses kicked in. My guest today is Kimanzi Constable. He started his career as a bread delivery driver ...
What makes a bigger difference on your financial outcome: the behavior of your investments or the behavior of you, the investor? Today I have an awesome interview for you with Carl Richards, au...
This weekend a friend of mine asked me for my input on whether they should continue renting their townhome or buy an equivalent unit. It's almost the perfect, real-life case study to consider...
https://sites.libsyn.com/46144/288-a-perfect-buy-vs-rent-case-study-and-analysis
Low gas prices have you cheering? Good! But what about when they go back up? Do you have a plan for that? How cool would it be if you could use a fuel other than gasoline in your car? You can! ...
I had the opportunity to attend John Schaub's "Building Wealth One House At a Time" seminar in Sarasota, FL on January 16 & 17, 2016. I've been a fan of Schaub's work for quite a while. After r...
When I was younger I was easily duped by the financial fraudsters that seek to build their empires by deceiving people. Thankfully, I never had any major financial losses, but I was definitely hu...
https://sites.libsyn.com/46144/285-what-does-financial-fraud-smell-like
Most of us in the Radical Personal Finance community are pursuing our own financial independence. And most of us want to get there as quickly as possible! But, most of us only have one idea of ...
I talk a lot about business, entrepreneurship, and freedom on Radical Personal Finance. But I probably give short shrift to the incredible benefits of having a job! Our jobs usually provide the...
https://sites.libsyn.com/46144/283-nine-benefits-of-having-a-job
Managing money by yourself can be a real challenge. But managing money with your spouse can feel so much harder! But does it have to be that way? Today I have Talaat and Tai from www.HisAndH...
There are three things we control with regard to wealth building: how much we make, how much we spend, and the rate of return we earn on our investments. Those are the only three things you can...
https://sites.libsyn.com/46144/281-why-ive-chosen-to-invest-in-real-estate
Tonight I'm pleased to bring you an interview with Fritz Gilbert from the website: www.TheRetirementManifesto.com . Fritz is an awesome guy who is just a couple of years away from an early re...
Many people dream of saving enough money to travel the world. But what if there were a way to get paid to travel the world? There is. It's not a pipe dream. In fact, there's not just one wa...
Today, we cover this question from a listener: Joshua, I know you get a lot of questions, but I was wondering if you have a radical way to get out of an upside down car loan. I do financial...
https://sites.libsyn.com/46144/278-what-do-you-do-when-youre-trapped-in-an-upside-down-car-loan
Today we continue with our "Early Retirement FAQ" series with Arebelspy by tackling the topic of inflation! How do you manage inflation risk in retirement? And, even more important, how do you ma...
Recently I received this personal note from a personal friend of mine: "My wife suggested I reach out to you for advice as we plan to start saving for our soon-to-be-born-son's education. Hard ...
I'm excited to launch a brand-new sponsor here in the new year! Our new sponsor is TradeKing. You should be familiar with the TradeKing name--I previously interviewed the CEO, Don Montanaro, on...
One of my major breakthrough moments in life occurred when I learned that success skills were simply that: skills. The same applies to wealth. Success and wealth are not accidents. People are n...
Hey Radicals, I'm in the process of shutting the show down for 2015 and heading off for the holidays. Before I go, I simply want to share a personal greeting with you and a few quick, encoura...
The skill of budgeting is one of the major skills that drives the level of success you achieve in life. But it's a skill that's not only applicable to money but also to other areas of life. In ...
https://sites.libsyn.com/46144/273-three-budgets-you-should-establish-for-2016-time-money-and-food
I was honored with a very cool mention in a New York Times article yesterday (link below) and I thought it a perfect time to build on the subject of how to increase your income! In today's sho...
https://sites.libsyn.com/46144/272-a-proven-strategy-to-increase-your-income-in-the-next-year
I enjoy YouTube. But it's tough to find a good personal finance YouTube channel! Thankfully, there's at least one! My guests today are Mike and Lauren. They are awesome personal finance and ear...
Following up on yesterday's show, I share with you today 9 myths surrounding the topic of home ownership. These are things that I used to believe and I learned (through the process of owning my...
This past Friday we closed on the sale of our house. We owned it for just under three years. When we bought it we had intended to own it for 40 years. Why did we sell? The full story is here ...
https://sites.libsyn.com/46144/269-why-we-sold-our-house-and-moved-into-a-rental-apartment
Many of us have made mistakes on our way to financial stability. Hopefully we've learned from those mistakes--but wouldn't it be fantastic if we could help the next generation to avoid some of th...
While I was in Charlotte for #FinCon15, I connected briefly with a man named Peter Polson who told me about a new tool he had built to automate the creation of financial spreadsheets. After I g...
Does being frugal and building financial independence mean that you can't have any fun? And, is it possible to get through college on a budget and still have fun? Today we have a fun discussion...
It's easy to jump into holiday mode, but don't jump just yet! Let's keep our work boots on and learn just a little bit about investing today before we get into the Thanksgiving holiday. My gues...
Today on Radical Personal Finance I'm pleased to introduce you to a brand-new sponsor! And, it's a sponsor who will help you save some cash! I've been aware of SoFi for quite awhile and they we...
During October and November I've been doing a weekly conference call with Patrons of the show. We've been talking about all kinds of interesting subjects! On today's call we chatted about: ...
https://sites.libsyn.com/46144/263-qa-recording-of-the-live-patron-qa-conference-call
We talk a lot about diversification within the context of investments. But what about diversification of your income? After all, how risky is it for you to depend on a single source of income t...
BiggerPockets.com is the largest real estate resource online--perhaps in the world. Today we have Josh Dorkin, the founder of Bigger Pockets, on the show to share the story with us. The story i...
The word "trust" has a bit of a mystique in the modern financial world. It's a word that everyone knows (we all know a "trust fund kid") but few people understand and even fewer understand accu...
https://sites.libsyn.com/46144/260-an-introduction-to-trusts-in-the-context-of-estate-planning
Wouldn't it be cool if you could work really hard for a few years, save aggressively, and then quit your job and travel the world? Today's guest has done just that. Today I have Brandon, the Ma...
I'm thrilled to bring Jay Fleischman back on the show. Jay was a guest on Episode 214 of the show and it was a popular show and I received a lot of great feedback. Most importantly, I learned a...
Ever wondered about the basics of estate planning? Today's show is a simple overview of the major estate planning documents. We talk about wills, living wills, and powers of attorney and discus...
Many of us are focused on the primary goal of transitioning from work that doesn't suit us to work that does. After all, if we can solve the work conundrum, our lifestyle can be massively improve...
It happens to so many people: your car breaks down at an inconvenient time and you're facing a massive repair bill. The stress starts to mount and you find yourself wondering--should I just go o...
https://sites.libsyn.com/46144/how-to-decide-if-you-should-repair-your-car-or-replace-it
I had the opportunity to connect with JD Roth, one of the most well-known personal finance bloggers in the industry while I was in Charlotte, NC at #FinCon15. We had a great interview. We t...
Today I'm sharing with you the audio from the live conference call I recently hosted for all the Patrons of Radical Personal Finance. This was a super-fun experience for me! Having the live i...
https://sites.libsyn.com/46144/qa-recording-of-the-live-patron-qa-conference-call
Shannon McLay from the "Martinis and Your Money" podcast invited me on her show last month to talk about life insurance as part of "Life Insurance Awareness" month. Enjoy this interview with me...
Have you ever thought about writing a book? If you have, you're part of the 80% of Americans that dream of doing just that! But how do you go about it? And, perhaps more importantly, why should...
Let's put our work boots on today and dig into some of the science of financial planning. We've been doing a lot of fluffy, motivational-type stuff on Radical Personal Finance recently. That stuf...
https://sites.libsyn.com/46144/251-introduction-to-annuities-types-and-uses
We've generally been trained how to think about finance by the financial services industry. Their plan for your finances? Well, each step involves a financial product of some sort or another. B...
One of the benefits that $200/mo. Patrons of Radical Personal Finance get is being able to choose a topic of the show. Here's the note that prompted today's episode: Joshua, Double income m...
https://sites.libsyn.com/46144/249-how-dual-income-high-earning-couples-can-lower-their-income-taxes
The most challenging question that I get asked on Radical Personal Finance is this: "Joshua, how do I find a great financial advisor?" It's hard because there are great advisors at most (all?...
After a way-too-long hiatus, Friday Q&A is back! On today's show, we cover: Online Savings Accounts Commission-Free Life Insurance Why Don't I Have a CIMA Designation Would I Do A Daily Podcast A...
Sometimes you discover something that's been out there for years and you want to smack yourself in the head for not tuning in to it sooner. That's how I feel when it comes to YNAB. (For the unini...
I love to talk with people who have achieved financial independence. But I especially love to talk to those financially independent people who have achieved it in a very accessible way! Frankly...
When I was younger my brothers and I spent lots of time talking about how to make our millions of dollars with passive income. Two businesses seem to be prominent when you go down that line of th...
Interpersonal skills of relationship are a huge deal and your mastery of them will massively impact your level of success in life. All else being equal, people would rather do business with peo...
Money in marriage is an extremely challenging area of life. Researchers often say that money fights and money problems is the number one cause of marital stress. My guest today is Derek Olsen. ...
I had the opportunity to sit down with Casey Lewis while I was in Fort Worth, Texas a couple months ago. Casey has worked his way through his own money transformation and he has a lot of experi...
https://sites.libsyn.com/46144/241-setting-and-achieving-financial-goals-interview-with-casey-lewis
I'm here at #FinCon15 in Charlotte, NC this week and I had the privelege of interviewing Don Montanaro, the CEO (and co-founder) of TradeKing! We recorded this episode live on the #FinCon15 pod...
It might seem like the only way to make money in today's world is to create and sell a digital product. It's not. Frankly, the physical product world is probably much less crowded than the digita...
I love to bring financial advisors onto Radical Personal Finance in order to break down the barriers of communication between advisors and the general public. Katie Brewer is a financial planne...
My guest today is Anthony Tran. Anthony is the Founder of Marketing Access Pass, an All-in-One Online Marketing Training and Services website. He's a master internet marketer and he shares some...
I'm not the only former financial advisor who became a podcaster. My friend Joe Saul-Sehy has trod the same path! We had the opportunity to catch up at the Podcast Movement conference and we we...
I met Aaron Walker at the Podcast Movement Conference in Fort Worth last month. After listening a bit to his story, I immediately invited him onto the show to share some of his experience with us...
I met Bryan Norris at the Podcast Movement conference in Fort Worth, Texas. I'm glad I did. Brian is a professional numismatist and a real expert in rare coins and money. Numismatic coins are...
Happy Monday, Radicals! This morning I want to share a few experiences I'm grateful for and use it as an opportunity to encourage you as you begin your week. I've been tremendously blessed ove...
https://sites.libsyn.com/46144/233-im-richly-blessed-by-the-social-economy
Climbing the corporate ladder is time-tested and proven path to income and impact. And the cool thing about this approach to career success is that you can begin where you are and simply start w...
Over the last few days global securities markets have been rocked with massive losses. Naturally, times like this should cause us to seriously consider our investment strategy and take a look...
https://sites.libsyn.com/46144/231-how-you-should-respond-to-the-recent-stock-market-gyrations
I love hearing entrepreneurship stories because they speak to me of people who clarify what they want and pursue it aggressively. Vision is required for you to be willing to leave the bed of ...
Effective tomorrow, 8/13/15, the global headquarters of Radical Personal Finance will be moving! I'm about to start unplugging my computers and microphone but I wanted to make sure to ship today'...
https://sites.libsyn.com/46144/229-think-slow-move-fast-and-prioritize-your-life-aka-why-were-moving
At the recent Podcast Movement conference in Fort Worth, Texas, I had the opportunity to connect with James Kinson, host of the Cash Car Convert podcast. James has a fun story to share and so...
As we head into the back-to-school season in the United States, I've been thinking a lot about the value of college and I've come up with a framework that I think will be useful to you. I see t...
https://sites.libsyn.com/46144/227-the-five-benefits-of-college-and-radical-ways-to-exploit-them
I recently returned from the Podcast Movement Conference in Fort Worth, Texas. While I was there I had the opportunity to interview Danny Peña the day before he was inducted into the Podcasters...
"Eat That Frog! 21 Great Ways to Stop Procrastinating and Get More Done in Less Time" by Brian Tracy is an absolute goldmine of a book. Without question, this is a 5-star book. Before you read ...
I'm not able to record and release a show for you today so I'm releasing an interview that I gave on the Voluntary Life podcast with Jake Desyllas regarding Tax Strategies and Financial Freedom. ...
I'm not able to record and release a show for you today so I'm releasing an interview that I gave on the Voluntary Life podcast with Jake Desyllas regarding Tax Strategies and Financial Freedom. ...
Good morning, Radicals! Two quick announcements for you this morning: If you are a listener of the show, come have breakfast with me this Friday morning at 7am at the Cast Iron Restaurant at the ...
(audio from a video book review) Nicholas Boothman’s book “How to Make People Like You in 90 Seconds or Less” is a great introduction to the skill of intentionally establishing rapport with...
I've got a very special interview for you today with Tom Corley . Tom is an accountant and financial planner by trade. He began interviewing his wealthy clients to try to understand what they do ...
My guest today is Steve from Steveonomics.com . Steve is a long-time listener to the show and he and his wife are aggressively pursuing their own plan for financial independence by 40. I inv...
We've hit a huge milestone in Radical Personal Finance history! We've reached 201 patrons and $2,001.50 of monthly support for Radical Personal Finance! This is super, super thrilling and I tha...
My guest today is Steve Stewart. Steve's story to me is very interesting because in many ways he was the archetypal American financial story. A normal guy with a normal financial life. However,...
There are many ways to budget. All of us need to find a solution that is effective for us. And that solution will probably change as our situation changes. Today, I want to share some advice on ...
My guest today is Joan Sotkin. Joan has a fascinating story of avoiding money, then embracing business and earning massively, then losing it all, then rebuilding again. In today's interview s...
I love audiobooks. I find them to be an incredibly efficient way to learn and an incredibly productive way to use my time. In today's show I share with you my pro-tips for how to effectively in...
I'm thrilled to share with you an interview with JB Glossinger, the Morning Coach. I met JB at a Podcast South Florida meetup event and immediately invited him on the show. JB has a really uniq...
I used to think that everyone knew how to make decisions. Since starting Radical Personal Finance I've come to learn that some people don't have a clear decision-making framework. Today, I shar...
Much of our life is lived on autopilot. We generally handle most things by habit. One powerful way to improve the likelihood of achieving your goals is to focus on establishing some simple litt...
https://sites.libsyn.com/46144/216-pay-attention-to-your-little-habits-they-can-make-or-break-you
I spend a lot of time talking to people about their goals. But I notice that many times people confuse their goals and the means to the goals. This could be a serious setback to your plans. ...
https://sites.libsyn.com/46144/215-are-you-confusing-your-goals
Student loans are a way of life for much of the US American population. Often considered to be "good debt" because the college degree can lead to higher earnings, they are, nevertheless, still de...
Today I'm pleased to share with you an interview with Lauren Bowling from LBeeAndTheMoneyTree.com ! Lauren has a really interesting story surrounding personal finance: After getting her degree...
Hey Radicals! Just a quick announcement show for you--our little baby girl was born early Friday morning. Baby and momma are both doing great and we are enjoying transitioning to our larger fam...
One of the most fundamental transformations of our modern time is taking place in the field of communication. Although it might feel like we're far into this change, we're really not. It's only j...
Our value and contribution in this world will be directly impacted by the level of our education. It's impossible to create more value without more education. (Yes, there are many kinds of educ...
https://sites.libsyn.com/46144/210-an-intelligent-persons-guide-to-self-education
Today, I welcome Doug Nordman back to the show! Doug is an early retiree (he retired at 41) and his hobby is helping other military personnel improve their financial lives. One of the more inte...
Many people would like to earn more money. But, few people know how to actually look at their situation to assess their opportunities to actually do so. In today's show I share with you the fra...
https://sites.libsyn.com/46144/208-three-ways-to-increase-your-income-at-your-job
Hey amigos! Today is my 30th birthday! I'm having an incredible day celebrating with my family and friends. 30 is a big milestone for me. I've been reflecting deeply on the last decade and loo...
https://sites.libsyn.com/46144/207-joshuas-30th-birthday-message-to-you-via-the-voice-of-jim-rohn
Hey Radicals! Just a quick announcement episode to share that the show will be taking a quick summer break for a few days. I have some show-related work to handle and I can't get it done and st...
https://sites.libsyn.com/46144/206-a-few-quick-announcements-and-a-quick-summer-break-for-the-show
Q&A today and I handle these four questions! Does tax-loss harvesting really offer the kind of benefit that companies like Wealthfront, Betterment, Personal Capital, et al claim? And can a person...
One of my goals for Radical Personal Finance is to bring more transparency to the world of professional finance. Today, I'm glad to shine the light on the life insurance industry. I've invited ...
Many of find ourselves in a situation where we are concerned about the financial well-being of our parents. Obviously, we'd like to help, if possible. But, this is rarely easy. There are many, ...
https://sites.libsyn.com/46144/203-ideas-to-help-in-caring-for-older-parents
My guest today is a author named Matthew Bracken. Matthew is a sailor, writer, and former Navy Seal . He's the author of four novels (all of which I've thoroughly enjoyed.) Most importantly fo...
https://sites.libsyn.com/46144/202-get-yourself-a-30-footer-and-go
Q&A show today and I answer these two questions for you: Joshua, My parents just moved to Florida last year and got wooed by an advisor that bought them dinner, gave them a free round of golf, e...
From time to time, I receive questions from listeners about the equipment that I use to produce my show. I also get questions about the mistakes I've made and what I would do differently if I wer...
Today, we continue the life insurance series with the valuable background of whole life insurance. Exciting stuff! This show is an introduction to the various product features and design ideas....
I received a question from a listner which I decided to answer for you on today's show: Joshua: So, this is a "fun question" that everyone loves to fantasize about. I hope it will be fun for you ...
https://sites.libsyn.com/46144/198-what-would-i-do-if-i-won-the-lottery
Today, I have a tightly focused show for you with a few key points from the CFP® Board curriculum. You will need this information on the CFP® Board exam and it will be useful for you as an indi...
Today, I'm cleaning out the voicemail inbox for my Friday Q&A show. Here are the questions for today: What strategies for student loan payoff did I forget last week? How do we help our young kids...
How much do you spend each year on fuel costs for your car? What is your current mileage per gallon? Before you rush out and buy a new hybrid to save money on gas, consider improving your drivi...
https://sites.libsyn.com/46144/195-double-at-least-your-mpgs-109-hypermiling-tips-from-ecomoddercom
Today, we finish out the 3-part series on preparing for layoffs in the coming recession. Today's show will be useful to you, even if you just got notice of your layoff and didn't do anything to...
https://sites.libsyn.com/46144/194-you-just-got-laid-off-heres-what-to-do-next
Yesterday, we talked about ways to avoid losing your job in the coming recession. But obviously there are factors beyond your control which might result in your being laid off, even though you've...
For most of us, our jobs are the economic engine that drive every aspect of our financial plan. One of the worst things that can happen is to lose a job. If the engine on your car dies, you're ...
Today, I handle these four questions: 3:02 Joshua, I just started listening to your show and I've learned a lot already. I originally started listening because I have an interest in one day beco...
Today we dig into the topic of trading stocks. And who better to speak with than the guy who started a "university" to teach the subject? My guest today is Steve Burns, founder of www.NewTrader...
Today we continue our life insurance series dig into the topic of term life insurance. Term life insurance is an incredible financial product and extremely useful. It also has some options that...
I'm not able to record and release a show for you today so I'm releasing an interview that I gave on the Work Strong America podcast with Rick Seigmund. This interview was originally released o...
Years ago, I learned an extremely valuable thinking process from Brian Tracy called Zero-Based Thinking. Today, I share it with you. Here's the question: Is there anything in your life that, k...
https://sites.libsyn.com/46144/188-avoiding-the-sunk-cost-fallacy-by-applying-zero-based-thinking
Today, we continue the Q&A blitz! Here are the questions I cover today: Do you have any tips or feedback about how to factor a special needs child when planning for retirement, college, etc?....
I'm continuing my Q&A blitz today. I set out to answer five questions and wound up answering two. Oh well. At least I think you'll enjoy them! Here are the two questions I cover: What are your...
https://sites.libsyn.com/46144/186-qa-real-estate-investing-and-the-financial-planning-process
Today, I do Q&A and answer these four questions: Joshua, I absolutely cannot get enough of your show. Thank you very much for the effort you put in and the thought provoking product you create! I...
I enjoy looking for financial planning tips from odd corners of the world. Recently, I stumbled across the book Financial Freedom aFloat: How to Pocket a Paycheck in Paradise by Charles Tuller a...
Today I handle your questions and comments. Right off the bat, I respond to some of the sharp criticism of Episode 181. Perhaps it will be useful to clarify my intention with the show material....
I'm fascinated by the topic of asset protection planning. It engages my personal enjoyment of complicated, intricate planning. It's in important area of planning. But it's also one of the most ...
https://sites.libsyn.com/46144/182-asset-protection-planning-a-practical-introductory-primer
Every single aspect of personal finance is influenced politics, religion, and philosophy. Every law and every decision has a moral and ethical component to it. In modern conversation, we're una...
Today, I share with you the framework knowledge of how life insurnace policies actually work. Once you understand these basic concepts you'll be able to look at any type of insurance policy and m...
https://sites.libsyn.com/46144/180-how-life-insurance-policies-actually-work
I'm not able to record and release a new show for you today due to the rather pressing deadline of the April 15 tax filing date. I'm finishing up my return today so I'm releasing an interview I...
This morning, I put out a note on the Patreon page for questions from the patrons and I received four: 02:38 I'm currently in the "Financial Stability" stage of building wealth. Where do you reco...
Today's show gives you the tools you need to sit down and calculate an appropriate amount of life insurance coverage for you to own. On Episode 173 , I discussed the three primary ways of calcu...
By popular request, I've invited Meb Faber on the show for an interview. Meb is well known in the investment world for his contributions on tactical asset allocation and trend-following. In th...
Today I want to share a very simple concept with you regarding practical asset allocation. If you plot your goals on a simple matrix and plot all of your investments on the same matrix, you'll ...
Friday Q&A shows are fun and today is no exception. Today I answer five questions: Is there any academic support for the value of financial advisors? What is the best way to prepare to pass the ...
You can’t go from broke to rich in a single step. There’s no magic fairy who will suddenly transform your financial life for you. You have to do it yourself. But you can work your way throu...
At long last, we enter into the oft-requested topic of life insurance! Today's show is an introduction to the economic basis and justification for life insurance and it's also an outline of some ...
Retirement planning is at the core of the financial planning profession. But, it's a very complex subject and it's tough to wrap your head around the process. I've invited Roger Whitney, CFP®,...
One of the challenges of personal finance math is the relevance of a particular scale. Sometimes you can get a massive benefit by switching to a different scale. One famous example is the dai...
I've got a double problem this week that is keeping me from releasing shows: No internet at my house. Launching the new site. So, I'm releasing a couple of interviews that have been recorded wi...
https://sites.libsyn.com/46144/out-about-joshuas-interview-on-the-dough-roller-podcast-by-rob-berger
I'm not able to record a normal show today, so I'm releasing a copy of an interview I conducted with Nick Loper from Side Hustle Nation. This interview was released on February 19, 2015 on Nick...
My guest today is a veteran of financial reporting. Fred Gabriel has spent the last 17 years reporting on the financial advice industry. He began his career as a mutual fund reporter and pro...
On Monday, I released the show on new cars vs used cars. It became clear to me while doing that show that I really needed to do an in-depth discussion of the concept of Opportunity Cost. If you...
I've brought you some shows on the concept of advancing your career by attending industry conferences. But what about getting a double bonus by organizing the conference yourself? That way you ...
Ahhh, the great debate over cars! Should I buy new or should I buy used? In reality, the answer is simple: What are the needs and wants you're trying to satisfy? Which option meets those needs ...
https://sites.libsyn.com/46144/167-used-cars-vs-new-cars-the-great-debate
I'd like to share with you a look behind-the-scenes of the business of Radical Personal Finance. I want you to know why I host a daily (or at least almost-daily) podcast and why I've stuck with t...
This week I'm focused single-mindedly on the new version of the Radical Personal Finance website. So, I'm releasing some alternative content to you for your listening pleasure. This is Part 2...
This week I'm focused single-mindedly on the new version of the Radical Personal Finance website. So, I'm releasing some alternative content to you for your listening pleasure. This is Part 1 o...
This week I'm focused single-mindedly on the new version of the Radical Personal Finance website. So, I'm releasing some alternative content to you for your listening pleasure. This is an inter...
It's Friday and on Fridays, I answer your questions. If you'd like me to answer your questions, please email them to me or call them in on the website. QUESTION #1: Joshua, My father, who i...
Years ago I heard of the concept of a hackerspace/makerspace. In essence, a hackerspace is a community-operated physical place where people can meet and work on their projects. But, the work th...
I spent years consuming personal finance literature and the idea of saving 10 to 20% of my income was hammered into my head. That is the standard percentage that is recommended to be saved by pru...
Traditionally, the knowledge and skills of financial planning were learned by financial advisors on the job. Most financial advisors started as either stockbrokers or insurance salespeople and th...
I was very saddened to hear on Sunday night that Dr. Tom Stanley, author of the famous book "The Millionaire Next Door" and many others, died in a car accident near his home in Atlanta on Sunda...
Today on the show, I answer these two questions: Joshua, The reason why I am writing has nothing to do with finances, but career advice. Did you (or do you) provide career counseling? If ...
The financial planning industry faces many challenges. One of the major challenges has been how to effectively serve younger generations of clients. My guest today has some ideas on how things ...
Today, we dive into the details of Pre-Paid Tuition Programs. I'm generally not a fan of these programs and you get to hear why! (I do acknowledge that they have their uses). This opinion (m...
I'm fascinated by long-term travel stories. After all, some people have to wait until they're retired to travel but some people are able to do it long before? How? Why? What can we learn from t...
Most of us have heard the example of the magic penny that doubles every day in value for a month. But, have you sat down and looked at that example to really understand what lessons you can apply...
https://www.patreon.com/radicalpersonalfinance I don't think it's unfair to say that the financial planning industry is known for being a bit stuffy at times. If you ask an average person what...
http://Patreon.com/RadicalPersonalFinance We continue our Masterclass on 529 plans today. If you haven't heard part 1, Go back and listen to episode 138 first. http://radicalpersonalfinance.c...
http://radicalpersonalfinance.com/patron I had the opportunity to sit down with Michael Kitces while I was in Dallas last week for the Technology Tools for Today conference for financial advis...
http://radicalpersonalfinance.com/patron You've probably heard that your income is your biggest and most important tool in your wealth-building toolbox. It is. But it's hard to see and fee...
https://sites.libsyn.com/46144/152-measuring-your-biggest-asset-the-lifetime-value-of-your-income
Hey amigos, I've decided last minute to fly out to Dallas, TX tomorrow morning to attend the "Technology Tools for Today " conference for financial advisors. There may not be a show for the n...
https://sites.libsyn.com/46144/151-travel-announcement-flying-to-dallas-tomorrow-rpf-meetup
Today's show is a fabulous interview about career creation. My guest is Scott Ginsberg. Scott is most well-known for his love of name tags. He's worn a name tag every hour of every day for 5,241 ...
http://RadicalPersonalFinance.com/patreon Today, we launch our brand-new crowdfunding campaign! I've closed the old Irregulars membership program and am replacing it with this new campaign. ...
Have you ever thought about the money you could save if you didn't have to pay taxes on the profits of your business? Might be nice, eh? Well, have you ever considered establishing a not-for-pr...
My guest for today's show is Dr. Alice Boyes, former clinical psychologist from New Zealand. She is an expert on overcoming anxiety (her new book "The Anxiety Toolkit: Strategies for Fine-Tuning ...
Good data is incredibly important to making good financial decisions. If you don't know where you are or where you've been, it's hard to know if you're on track and making measurable progress tow...
My guest today is Nick O'Kelly . Nick is the co-author of Live On The Margin , a book about taking a different approach to regaining control of your time. (We previously interviewed Pat Schulte, ...
Today, I bring to you three very fun but straightforward questions. Here they are: QUESTION #1: @01:56 Dear Joshua, My wife and I are well read in the areas of index fund investing, fruga...
I've been looking for an expert on self-directed IRAs to bring on the show and I was thrilled to meet Kirk Chisholm at FinCon last year. Kirk is an expert in both the self-directed IRA niche an...
I designed a potential financial planning practice structure a year or so ago. It has been my backup plan if Radical Personal Finance were unable to be financially productive. (It's probably stil...
The most popular episode--by a long shot--of the Radical Personal Finance podcast is Episode 40: "Making $80k on 1/3 Acre With an Urban Farm Without Owning Land? Yes, Please! Interview With Curt...
On Fridays, I answer your questions! And, even though this is going out on Monday, I still answer your questions! :) Today, I handle these four questions: What practical steps can a couple take...
At this point, I'm honored to get about an email a week from someone asking about how to get into the financial planning business. Sometimes, I get multiple emails in a day! Here are four exam...
We're continuing our college series with an in-depth discussion of 529 plans. 529 plans are incredibly popular in all their permutations. (Many people who are currently participating in a 529 p...
https://sites.libsyn.com/46144/138-masterclass-on-529-plans-aka-qualified-tuition-programs-part-1
As we rattle around and around the iron triangle of wealth (income, expenses, and intelligent use of the difference), we come today to the topic of income. Specifically, how can you create some e...
We need to get into some economics today and I'm going to do some prognosticating. This is a very rare event on the show, so here goes! Prediction: there will be a global recession in the futur...
https://sites.libsyn.com/46144/136-get-ready-for-global-recession-and-20gallon-gas-in-2015
Today's show is a bit of a pep talk--for you but also for me! We are taught by society to compare ourselves with other people. Even though we're all supposed to be "unique and different, we'r...
Q&A continues with two very interesting questions today: 2:30 "Should I incorporate my business in California or in Wyoming? Also, for my son, should I establish a corporation for my 16-year-old ...
We're continuing our Q&A series this week and today I handle these two questions: 00:01 Melissa heard about an idea of using a HELOC to pay off your primary mortgage as a method of paying off the...
When I started recording the show, I planned to answer six questions. But, after finishing the first question and realizing how in-depth the show would be if I covered all six in one show, I deci...
I read a lot of financial advice from many different perspectices. I also frequently am asked about financial advice. "Is this a good idea?" "What do you think about this investment idea?" Over...
https://sites.libsyn.com/46144/131-filter-your-financial-advice-through-the-lens-of-scale
I like the change of the calendar year. It's a convenient time to sit down and take an inventory of where things are and assess the plans for where things are going. 2014 was an awesome year. I...
https://sites.libsyn.com/46144/my-personal-development-plan-for-2015-rpf0130
As we begin a new year, I think it's fitting to start with a discussion of financial independence! My desire for all of you is that you may experience financial independence as you define it an...
My guest today is Paul Merriman . I was introduced to Paul by a couple of listeners who requested I bring him on the show. I'm glad they did! Paul is an experienced financial advisor. But, he d...
Today, I bring you an interview with a dynamo: Eva from TeensGotCents.com . I met Eva in New Orleans at the FinCon conference. She was attending with her mother and I was incredibly impressed...
Personal finance touches every aspect of life by definition. Every aspect of our life involves finance in some way. As we make the decisions of life, we're constantly faced with cost and oppor...
My guest today is Dr. Vern Poythress . Dr. Poythress is a mathematician and a theologian. Most important for this discussion, he and his wife, Diane, are parents to two children, both boys. Dr....
My guest today is Ben Falk . Ben is a really incredible permaculture designer with a comprehensive focus. Ben runs a planning firm called Whole Systems Design . Through this firm, he "identifie...
On Fridays, I answer your questions! I decided I didn't want to handle any of the in-depth, math-related questions today so I chose these three questions to handle. 1:41 - What can I do to prepar...
Today, we welcome Jim Rawles , Founder and Editor of SurvivalBlog.com back on the show to discuss improving your lifestyle and personal resilience by moving. We talk about optimizing your li...
Today on the show, I've got some last-minute tax planning ideas for you. These are all ideas and tactics that you can use in the last two weeks of 2014 to lower your income tax bill. I hope you...
https://sites.libsyn.com/46144/last-minute-tax-planning-ideas-to-save-you-money-rpf0121
Is education something that we buy or something that we work for? Ever thought about that? My guest today is Scott Young. I first heard of Scott when I watched his TEDx talk on "How to Get an ...
I love real estate investing. I think it's one of the most accessible, realistic ways for people to grow their long-term wealth at an excellent rate of return. Today, I'm thrilled to bring you ...
Today, we have a really fun Q&A for you! I hope you enjoy! Here are the questions I answer: 2:25 If I have the cash, should I pay cash for a house or invest it? 17:13 Should I use my Coverdell ...
Today, I have a really great interview on finance from a Canadian Perspective. But make sure to listen whether you're Canadian or not. My guest is Dan Bortolotti, founder of the Canadian Couch ...
The new year is fast upon us. Even though we're in the midst of the busy holiday season, this is a convenient time to consider the success and failures of this year and look forward to plans for...
Financial Planning is--and should be--fully integrated with every aspect of life. Often, there are non-financial ways of hitting financial goals that are more efficient than just simply "buying t...
Doug Nordman is a really neat guy who has made an incredible contribution to the Early Retirement (ER) community. Known affectionately in various forums as "Nords," he contributes a rational, l...
It's Friday! That means a Q&A show for you. Today, I answer all of these questions. Here are the questions and the time stamp for where each can be found in the episode. Enjoy! Joshua 10:...
In today's world, it's easy to find reasons for pessimism. And yet, we truly live in a time of greater abundance and quality of life than ever before. Join me today as I share some reasons for ...
https://sites.libsyn.com/46144/reasons-to-be-optimistic-about-the-present-and-the-future-rpf0112
Today we have a really fun interview with Steve Maxwell . Steve is the father of eight and his three oldest sons have all purchased their houses debt-free, in their 20s, and before marriage! ...
Today, I have a really great show for you with Christopher DeLaney. Christopher and his wife have two little kids and they maintain a modern lifestyle without a car! Impressive! Christopher is ...
Well, it took a few days longer than I planned because of the fact that its 600 incredibly dense pages, but today I share with you my review and critique of Tony Robbins' new book. This was a v...
In our current culture, it's easy to become discouraged and feel as though the American Dream is out of reach for the common person. Is it easier to achieve now than in the past? Is it harder? L...
Today, we take a look at one of the most misunderstood and underutilized accounts in your tax-planning aresenal. The Coverdell Education Savings Account can be incredibly useful as a tool for y...
My guest today is David Downie, an attorney from Australia. David found himself stuck in the middle of his career, frustrated at life and simply decided to quit without much of a backup plan. ...
What can you do if you're feeling a bit stuck financially? Basically stuck in the rat race? Expenses about equal to income and some debt hanging on? Well, one strategy you could pursue would b...
I've done a number of interviews on the show with early retirees and early retiree hopefuls. One common theme is that many of them are using traditional retirement accounts but are planning to re...
It's Friday! Today, I have a Question and Answer show for you and I've decided to handle a bunch of your questions. I felt like I cheated you last week by only answering 3 questions. (6:27) How ...
There's a lot of interest in our current-day world with the ideas of survivalism and prepping. One visit to your local bookstore's magazine rack will illustrate this to you. Economic recessions...
Planning for a child's college expenses is a major financial goal for many parents. Unfortunately, this is an area filled with conflicting advice. Some people feel that saving for college is ...
Today, we celebrate our 100th episode! I'm thrilled to hit this milestone! In today's show I share with you a bit about the genesis of the show, the path we've been on so far, and why I have do...
Today, we continue our education series with a discussion of my ideas and vision for primary and secondary school education. One large problem in the world of financial planning is that often...
It’s Friday! Time for another Q&A show! I was able to answer a total of three questions: I basically doubled my income from $100,000 to $190,000. I’m spending $30,000 per year. How do I inve...
Sometimes it’s easy to think that financial independence is accessible only to “extreme” people. That’s simply not the case. You don’t have to live in a tent in the woods in order to ga...
Many of you have asked me to do a show on dividends and dividend investing. I decided to do it with an interview format instead of on my own. Today, we talk with Jason from DividendMantra.com ab...
Today, we continue the Early Retirement FAQs series with Arebelspy, one of the lead moderators in the Mr. Money Mustache forums. We tackle the question of “Should I pay off debt first or invest...
Babies are expensive! Right? Well, Mrs. RPF and I haven’t found it to be so. Today, I’d like to introduce you to my wife and we’ll share with you some of the strategies we’ve found usefu...
It’s Friday! That means it’s time for Q&A! Today, I take one comment from a listener and two questions: A listener did their cash flow statement “Joshua’s way” and discovered taxes are ...
I’m constantly asked about the topic of hiring and working with a financial advisor. I’m asked how to find a good advisor, what makes a good advisor, and how to know if you have a good one. I...
Many of us have had exposure to various forms of insurance throughout our lives. But how do you make the initial decision whether insurance is appropriate for you? Today, I share with you a frame...
This is an audio recording of Dorothy Sayers‘ well-known essay entitled “The Lost Tools of Learning.” The Lost Tools of Learning Dorothy Sayers That I, whose experience of teaching is extre...
Today we have Part 2 of my interview with Brett Veinotte on the history of school. If you haven’t heard it yet, start with yesterday’s show! Joshua Links: Brett’s website: www.schoolsuckspr...
Today, we continue our education series by exploring the history of school with a special focus on the information you probably don’t know.. Education is a fundamentally important topic in fina...
Intentional minimalism is a powerful strategy to consider for personal financial planning. The richest man is not he who has the most but he who needs the least. My guest today is Joshua Becker. ...
Do we really need another book on finance? There are already tons of really great books on finance extant. But, how can we reach those who really don’t read very much? My guest today is Joey Fe...
The Personal Finance blogosphere is healthy and growing. Many of the writers who heavily influenced and contributed to the growth are no longer writing. And, many new writers are doing an excelle...
Since we’re constantly working our way around the triangle formula of wealth (income, expenses, rate of return on the difference), there is a consistency to all aspects of financial planning. W...
Many people today are concerned with the potential impact to their wealth of long-term inflation, mass inflation, and hyper inflation. Few have a plan to deal with it. Today, I present one strate...
I’ve got a great Friday show for you! Today, we’re going to interview early retiree Justin who writes at www.rootofgood.com. Justin has a great story. Why should you listen to him? Well, he r...
I’m interested in the topic of Peer-to-Peer lending but I’m not an expert on the subject. So, I went out and found an expert to teach us about the basics! Simon Cunningham is the founder of w...
Today, I have an interview with Rob Roy for you. Rob is an awesome guy. He’s the author of “Mortgage Free: Innovative Strategies for Debt-Free Home Ownership.” He and his wife live in a hou...
I have a special spot in my heart for teachers. In many ways, the teaching career is an ideal career for building financial independence. But, it comes with its own unique set of challenges. Many...
I’ve always been interested in bus conversions and people who live in them. Today’s show is an interview with a young family who is living in a bus while saving and building their house. Sara...
I’m excited about the massive growth of the early retirement community online. I’ve benefited hugely from the information and I want to serve and give back to the community. One of the most a...
Today, we start our series on intelligent and radical ways to pay for college. We will arrive quickly at the technical discussion on this topic but first, we start with one of my new interests: e...
Today’s show is about prudence and preparation in all areas of life. One of the oft-ignored aspects of personal financial planning is to plan appropriately for the areas of life that can’t be...
Today, we have some excellent questions submitted from some very smart listeners! I was excited to be able to answer the questions for you and I’m really pleased with the variety, interest, and...
After yesterday’s deep dive into the science of financial planning I decided today we need something a bit lighter. And, in many ways, more practical. Today we jump into some very practical and...
There’s a great deal of information online about the “4% Rule” for retirement income. Much of the information is excellent. Some of it is flawed. It’s very challenging to work through th...
I’m back! After two weeks out of the office and on the road, it feels good to be home in front of the microphone! Today’s show is a bit more personal. I share with you some of the lessons I...
I’m on the road today so the show is a little different. Today I have a very short story for you about the compounding of a career. I think you’ll really enjoy this story of success. Links: ...
I’m on the road today so the show is a little different. Today I have a very short essay for you on the importance of choosing your hobbies carefully. No yelling. No prescriptions of exactly ho...
I’m on the road today so the show is a little different. Today I have a very short essay for you on the importance of investing in your health. No yelling. No prescriptions of exactly how you n...
I’m on the road today so the show is a little different. Today I have a very short essay for you on the importance of investing in your marriage. No yelling. No prescriptions of exactly how you...
I’m very, very interested in strategies that work to help people build better lives for themselves in every way. One major area of interest to me is simply opting out of the confiscatory tax re...
I’m often asked what I really think about Dave Ramsey and his work. And I’m generally fairly slow to answer the question simply due to my desire to focus on things that I love that are positi...
Today’s show is live from #FinCon14! And, it’s an answer to a listener question. Here’s the question from a listener named Jeff: Hey Joshua, I have been listening to your podcasts ever sinc...
It’s not easy to retire early. But it’s also not necessarily complicated. In many ways, there’s a well-worn path to success and our guests today are a good example of one way that works. Je...
I’m on the road today so the show is a little different. Today I have a very short essay on the importance of tracking your time and some tips to help you set up a system that will work for yo...
I love adventure and really love to hear adventure stories from people who have gone out and fully embraced a unique adventure. I’m especially interested in how to fund these adventures. My...
I’m on the road today so the show is a little different. Today I have a very short essay for you on the importance of tracking your money and some tips to help you set up a system that will wor...
Today I’m going to share with you one important question (and four follow-ups) that have really helped me in my own life and in my past work with clients. Also, I share two errors I made recent...
What would you do if you were $25,000 in credit card debt, unemployed, and had $200 to your name? Would you go get a job or would you start buying and selling stuff on Craigslist to dig out of yo...
Wednesday was a sick day around the Sheats household and RPF HQ! But, I wanted to still bring you a bit of thought-provoking audio and today’s excerpt is here! Enjoy this short clip from Tim F...
Today’s show is an interview with David Stein, a former professional portfolio manager and now host of the “Money for the Rest of Us” podcast. We had an amazing conversation and dug into so...
Today, we tackle head on the myth that financial plans should be the same for all people. They simply shouldn’t. But we’ve probably all swallowed that line to some degree or another. I was...
We have a really fun question from a listener today! Essentially, it’s this: I’m 35 and I don’t like my job…I have a $1,000,000 and I want to retire but no one can agree on whether I can ...
I’m thrilled to bring you today’s interview with John Pugliano. John has followed the prudent path of the Millionaire Next Door–starting with nothing and becoming rich over a couple of deca...
Many people today have no idea how the tax return works. This is probably because many people today (including me) use either a computer program or an accountant to prepare their tax returns rath...
We’re back from a most excellent three-day weekend with a great interview with my new friend Kraig Mathias from www.CreateMyIndependence.com. I met Kraig in Dallas at the Podcast Movement Conf...
Today, I answer your questions for the show! And we’ve got quite a mix of questions! How do I adjust my accounting system to handle irregular expenses? (Accrual accounting vs cash basis and do...
Today we have a very special interview to share with you! I’m thrilled to bring you an interview with one of my favorite writers, Pat Schulte. Pat and his wife Ali have a really neat story: Pat...
Today’s show is an introduction to estate planning. It’s the beginning of many, many shows in a series. I try to give you some basics to frame your knowledge. I also answer these questions: ...
When people talk about money–especially in the world of success and financial planning–it’s often assumed that more is always better. This is wrong. More is not always better because: The m...
Last week a listener reached out to me and basically said, “I love what you’re doing and I think I’ve got a fun story your listeners might enjoy hearing about!” I read his bio and told hi...
I received an email from a listener named Jason who has a 401(k) with high fees. He asked me what I should do and I gave him a comprehensive answer. Enjoy the show! Links mentioned: Inflation adj...
I just got back from the Podcast Movement Conference in Dallas, TX. It was a really great conference! It was the first I’ve been to in the new media space. Today’s show is about: Why should w...
It Couldn’t Be Done BY EDGAR ALBERT GUEST Somebody said that it couldn’t be done But he with a chuckle replied That “maybe it couldn’t,” but he would be one Who wouldn’t say so till h...
I worked hard on today’s show and I’m excited about it! It’s my plan for how I would become a millionaire with a minimum wage job at Walmart. The show is quite good (I think) but I didn’t...
Today’s show is an interview with Dan-O from www.DanoSongs.com. I found Dan when I was looking for royalty free intro music for my show. When I discovered his site, I found exactly what I neede...
Today we round out major tax strategies #2 and #3. As a refresher, here are the three basic tax planning strategies: Timing (deferring or accelerating taxable income and tax deductions) Income sh...
I think you’ll love today’s show! Today, we talk with Curtis Stone, Founder of Green City Acres, an urban farm in Kelowna, British Columbia. Curtis was a musician who decided he wanted a diff...
I never intended that this show become “The Entrepreneur’s Hour,” but that seems to be a central theme! Today, I share some data that I stumbled upon from an IRS analysis of the 400 highes...
My guest on today’s program is Ken Ilgunas, author of Walden on Wheels. Ken paid off a “crushing $32,000 of student debt” from his undergraduate education by working odd jobs all across the...
Today’s show is an interview with a listener who is far outside the mainstream finance world. Trevor Van Hemert is an entrepreneur, blogger, and financial independence advocate. Most importantl...
In today’s show, we tackle the first of the Big 3 tax planning strategies that you need to be aware of. As a refresher, here are the three basic tax planning strategies: Timing (deferring or ac...
Today’s show is a reprise of RPF Episode 4 – How to Save Money on Communications Bills with update information–or at least that’s what it was intended to be! The interview wound up going ...
On Monday’s shows I bring you a variety show with news articles that have stood out to me from this past week. Today, we cover a lot of ground! “A Tax Plan That Economists Love (And Politicia...
Let’s get a bit radical today, eh? How about some finance lessons from homeless people? I’ve been doing some reading lately on the radical side…books written by homeless people and vagabond...
One of the biggest debates in the personal finance space is about which order to use to pay off my debts. Opinions vary, experiences vary, and tempers flare when this subject is brought up. I thi...
I was recently speaking with a friend of mine who is in the process of starting a business. I was answering some of his questions when I realized how daunting it can be to start a business if you...
I was recently speaking with a friend of mine who is in the process of starting a business. I was answering some of his questions when I realized how daunting it can be to start a business if you...
https://sites.libsyn.com/46144/rpf-0031-basic_first_steps_to_starting_a_businessmp3
Many people have searched and searched for the holy grail of investing: a portfolio that provides a good return with low risk that can weather the economic storms, no matter what they be. Some fe...
There is an iron formula of wealth that can be applied to all financial plans. The relationships between balance sheets cannot be broken in any way. To become wealthy, you much increase the net ...
Hey friends, I’m still not able to speak well enough to record a normal show but I wanted to make sure you have something thought-provoking to listen to. The thought-provoking audio for today i...
Today’s show is very short but, I hope, very thought provoking. I’m feeling sick today and am not able to produce any content that will be up to snuff. But I’m certainly not about to leave ...
The Cash Flow Statement is the one document that you can create which will definitively show whether you can expect your wealth to increase or decrease in the long run. There are only three varia...
This show is an interview with Jacob from The Early Retirement Extreme book and blog. Jacob is a former physicist who developed a plan that can help anyone, regardless of income, industry, or ba...
Monday’s shows are variety shows with me sharing current events and commentary from this past week. The topics are wide-ranging and provocative! Enjoy! Links mentioned in today’s show: Discus...
I plan that Friday’s show generally be a Q&A show and today, I planned to answer two questions: one about planning for long-term care needs and the other about what to do with a less-than-stell...
Many times people ask me where to start with the process of financial planning. Today’s show answers that question. If you were assigned to take over a failing business and you wanted to turn i...
Would you like to know what stocks, bonds, and derivatives actually are and how they actually work? Listen to today’s show to build your foundational knowledge so you’re not fooled by faulty...
Today we have an interview with Jake Desyllas, author of “Becoming an Entrepreneur: How to Find Freedom and Fulfillment as a Business Owner” and host of The Voluntary Life Podcast. The primar...
In today’s show we use the CFP Board’s “Job Task Domains” to frame the financial planning process as a helpful template for DIYers or as necessary information for financial planners. This...
On Fridays I answer your questions! I’ll answer any question you ask me. Today, we discuss: How would I protect my investments from a bear market? How would I invest the money I’m saving for ...
In today’s show we move over onto the more “radical” side of financial planning. Today’s show is an interview with David Gross, author of “99 Tactics of Successful Tax Resistance Campa...
Today’s show is a bit more general and philosophy focused rather than technical. I decided to use a question from my Twitter exchange with Robbie this morning as the springboard for my show. @R...
Beginning announcements: We’re live in iTunes! Share this link please! http://itunes.apple.com/us/podcast/radical-personal-finance-podcast/id896153632 I’ve set up an email list–please cons...
In today’s show, we tackle a Frequently Asked Question about whether I should wait to invest in stocks because of where the market is at. The Dow closed above 17,000 last week. Inevitably, here...
In today’s show we dig deep into the forgotten history of retirement. Have you ever wondered how we wound up with the retirement system today? Have you ever wondered what political movements le...
Today on the Radical Personal Finance Podcast, we deal with the elephant in the living room: Nobody ever retires! Especially those who can afford to! Billionaires don’t retire. Poor people can...
Today’s show is an introduction to the Radical Personal Finance Podcast. We discuss: My background with financial planning and financial planning media. My frustrations with the financial press...
You are 100% responsible for your income–both creating an income source and for the actual level of your income. In the US American context, you’re paid exactly what you’re worth in the m...
Today’s show topic is real estate and we’ll be discussing why your house is a terrible investment, how to do a proper rent vs. own calculation, and other wealth building topics with our speci...
Today’s show is a conversation about the current status of the show, some of my mistakes and things I’m working on and it’s also a casual conversation about what’s really important. We ...
Today, we have an in-depth conversation with Brandon, the Mad Fientist. If all goes according to plan, Brandon should have enough money by the end of next year (2014) to never have to work aga...
Today’s show is an interview with Paula Pant, founder of Afford Anything. Paula is a journalist, globetrotter, entrepreneur, and investor who has traveled to nearly 30 countries before her 30th...
Today’s show gives you some questions to ask yourself when making some buying decisions and some tools to make more intelligent decisions. Resources for today’s show: When is it okay for you ...
Today’s show is a comprehensive guide that will give you an incredible foundation in how to save big money on your cell phone bills. Our guest, I.P. Daley from www.techmeshugana.com shares hi...
In this episode of the Radical Personal Finance Podcast, we dig into Jacob Lund Fisker’s seminal book “Early Retirement Extreme” for a book review and commentary. I love this book. I think ...
Where do you start when thinking about financial planning? You have to begin with the end in mind (as Stephen Covey would say): What do you really want? Why do you want it? And then, how ...
A brief introduction to the Radical Personal Finance Podcast, its purpose and goals, and an introduction to your host, Joshua Sheats.