Many consumers find the credit industry a little confusing. You have a credit report and a credit score, and it isn’t always clear which is which and how each item impacts you. As you move forw...
https://bestratesin.com/how-credit-report-impacts-credit-score/2060/
One of the biggest bones of contention in recent years has been the way credit scores are figured. A number of factors go into your credit score, most of them based on the way you handle your deb...
https://bestratesin.com/credit-decisions-include-non-credit-payment-transactions/1924/
Chances are that you are well aware that your credit report is important, and that it is the basis for your credit score. However, there are some things that many consumers aren’t aware of when...
FICO 9 is on the way, and this could be a positive thing for your credit — at least if you have medical debt. Right now, the way medical debt is weighted in the scoring system, it could have a ...
https://bestratesin.com/medical-debt-less-impact-credit/1766/
We often think of a credit score as a snapshot of our finances. It’s meant to provide lenders and other financial services providers with insight into how we might manage our money. With a cred...
For the last few months, it seems we’ve heard a lot about data breaches. From major retailers to vulnerabilities like Heartbleed, word that your personal information could be out there is sprea...
https://bestratesin.com/data-breaches-matter-credit-report/1624/
Keeping up with your credit report is an important part of making sure that your finances are in proper order. However, the cost of looking at your credit report all the time can start to add up....
https://bestratesin.com/keep-tabs-credit-report-information-free/1545/
You already know how important your credit score is and how it impacts many aspects of your life. As a result, it makes sense to do whatever possible to improve your credit rating. If your credit...
One of the things that you need to realize is that your credit report is a way for others to judge your level of financial responsibility. So, who’s looking at your credit report? You might be ...
By now, there are few consumers who don’t realize how important good credit is. Most people know that they need to have good credit. What’s in a credit report can influence money-related deci...